November 16, 2017
• 3 Minute Read
It’s really hard to run a business without being reliant on your local office supply store. You might try to anticipate your needs by making purchases online ahead of time, but there will always be situations when you need something critical, and you can’t wait for it to be delivered. Then, there are the small, urgent print jobs that office supply stores are equipped to handle.
To get the most out of your office supply purchases, you need to use the right credit card. The right small business card can offer you bonus rewards from all your purchases at Office Depot, Office Max, Staples and any other office supply store.
Here are the 4 best business credit cards for use at office supply stores:
1. Ink Business Cash® Credit Card
This card offers 5% cash back on your first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. You also earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
New applicants currently can earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. Rewards are actually earned as points in the Ultimate Rewards program, which can be redeemed for cash back, gift cards, merchandise or travel reservations. You can even combine your Ultimate Rewards points with other Chase accounts that allow you to transfer your points to airline and hotel partners.
There’s no annual fee for this card, but there is a Foreign Transaction fee of 3% of each transaction in U.S. dollars added to all charges processed outside of the United States.
2. The American Express Blue Business Cash™ Card
With this small business card, you earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
There’s no annual fee for this card, but it does have a foreign transaction fee of 2.7% for each transaction after conversion to US dollars.
3. Bank of America® Business Advantage Cash Rewards Mastercard® credit card. (Offer Expired)
This card offers small business owners earnings of 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases.
New applicants can earn a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
4. United MileagePlus Explorer Business card from Chase.
This is one of the rare frequent flyer credit cards that offers bonus miles at office supply stores. You earn double miles for all purchases from office supply stores, as well as at restaurants and gas stations. You also earn double miles on your United ticket purchases, and one mile per dollar spent elsewhere.
New applicants can currently earn 50,000 bonus miles when they use their card to spend $3,000 on purchases within three months of account opening. Benefits include priority boarding, a free checked bag and two annual United Club passes. There’s a $95 annual fee for this card that’s waived the first year, and no foreign transaction fees.
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.