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Vive Mastercard

Credit Recommended:
Good/Fair/Poor
Apply Now
Vive Mastercard
Apply Now on the issuer’s secure website.
Credit Recommended:
Good/Fair/Poor
Credit Limit
Up to $1500
Security Deposit
No
Regular APR
35.99%
Apply Now on the issuer’s secure website.
Annual Fee
$99 in year 1, then $39 thereafter
Credit Recommended
Good/Fair/Poor
Acceptance
Nationwide

Highlights

  • No security deposit
  • Feel confident knowing prequalifying will not affect your credit score
  • Fast and easy application process; results in seconds
  • Zero credit risk to see if you pre-qualify
  • Build your credit across 3 major credit reporting agencies: Experian, Equifax, and Transunion
  • Accepted Nationwide, wherever Mastercard is accepted
  • All credit types are welcome to apply!
  • Online and mobile app account access 24/7
  • Utilize the simplicity of mobile wallet to make purchases using Apple pay, Samsung Pay and Google Pay
  • Enjoy peace of mind with $0 fraud liability so that you won’t be responsible for unauthorized charges*
    *Fraud liability subject to Mastercard rules
See additional details for Vive Mastercard

Upgrade Cash Rewards Visa®

Credit Recommended:
Excellent, Good, Fair, Average
Apply Now
Upgrade Cash Rewards Visa®
Apply Now on the Upgrade secure website.
Credit Recommended:
Excellent, Good, Fair, Average
Credit Line
$500 - $25,000
Annual Fee
$0
Foreign Trans Fee
Up to 3%
Apply Now on the Upgrade secure website.
Regular APR
14.99% - 29.99% APR
Credit Recommended
Excellent, Good, Fair, Average
Balance Transfer Fee
Up to 5%

Highlights

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*.
  • 1.5% unlimited cash back on every purchase
  • No annual fee
  • See if you qualify in seconds with no impact to your credit score
  • Combine the flexibility of a card with the predictability of a personal loan
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty Protection, and more
  • Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more
  • Contactless payments with Apple Pay® and Google Wallet™
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
See additional details for Upgrade Cash Rewards Visa®

Welcome Bonus Disclosure: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

Rates & Fees

Chase Freedom Unlimited®

Credit Recommended (660-850):
Good/Excellent
Apply Now
Chase Freedom Unlimited®
Editor’s Rating: 4.7
4.7
Apply Now on the Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Rewards Rate 1
1.5% - 5% cash back
Intro (Purchases)
0% Intro APR on Purchases 15 months
Annual Fee
$0
Apply Now on the Chase secure website.
Intro Rewards Bonus
Earn $200 cash back
Intro (Transfers)
0% Intro APR on Balance Transfers 15 months
Regular APR
18.99% - 28.49% Variable

Highlights

  • Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
See additional details for Chase Freedom Unlimited®
Rates & Fees

Southwest® Rapid Rewards® Premier Business Credit Card

Credit Recommended:
Good/Excellent
Apply Now
Southwest® Rapid Rewards® Premier Business Credit Card
Apply Now on the Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 60,000 points.
Regular APR
19.99% - 28.49% Variable
Annual Fee
$149
Apply Now on the Chase secure website.
Credit Recommended
Good/Excellent
Product Type
Business Card
Rewards Rate 1
Earn 3X points on Southwest® purchases. Earn 2X points at gas stations and restaurants on the first $8,000 in combined purchases per year. Earn 1X points on all other purchases.

Highlights

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • Earn 3X points on Southwest Airlines® purchases.
  • Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per year
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Standard or Preferred seat within 48 hours prior to departure, when available.*
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
  • No foreign transaction fees.
  • Member FDIC
See additional details for Southwest® Rapid Rewards® Premier Business Credit Card
Rates & Fees

The New United℠ Business Card

Credit Recommended:
Good/Excellent
Apply Now
The New United℠ Business Card
Apply Now on the Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 100,000 bonus miles
Rewards Rate 1
2x on select categories
Annual Fee
$150
Apply Now on the Chase secure website.
Regular APR
20.49% - 28.99% Variable
Foreign Trans Fee
$0
Product Type
Business Card

Highlights

  • Limited-time offer: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
  • $150 Annual Fee.
  • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
  • Member FDIC
See additional details for The New United℠ Business Card
Rates & Fees

Upgrade Triple Cash Rewards Visa®

Credit Recommended:
(620+) Excellent, Good, Fair, Average
Apply Now
Upgrade Triple Cash Rewards Visa®
Apply Now on the Upgrade secure website.
Credit Recommended:
(620+) Excellent, Good, Fair, Average
Annual Fee
$0
Balance Transfer Fee
Up to 5%
Credit Recommended
(620+) Excellent, Good, Fair, Average
Apply Now on the Upgrade secure website.
Foreign Trans Fee
Up to 3%
Regular APR
14.99% - 29.99% APR
Late Payment Fee
May apply

Highlights

  • $200 bonus after opening a Rewards Checking Preferred account and making 3 debit card transactions*.
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Shop smarter with Upgrade Shopping! Get exclusive savings at stores, restaurants, and more
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy
See additional details for Upgrade Triple Cash Rewards Visa®

Welcome Bonus Disclosure: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Preferred account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Preferred account within 60 days of the date the Rewards Checking Preferred account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Preferred account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Preferred account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Preferred account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

Rates & Fees

Southwest Rapid Rewards® Plus Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now
Southwest Rapid Rewards® Plus Credit Card
Apply Now on the Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro Rewards Bonus
Earn 100,000 points.
Rewards Rate 1
Earn 2X points on Southwest Airlines® purchases. Earn 2X points at Gas stations and Grocery stores on first $5,000 in combined purchases per year. Earn 1X points on all other purchases.
Annual Fee
$99
Apply Now on the Chase secure website.
Regular APR
19.99% - 28.49% Variable
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent

Highlights

  • Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2 points per $1 spent on Southwest Airlines® purchases
  • Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
  • Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
  • Select a Standard seat within 48 hours prior to departure, when available.
  • Earn 1 point for every $1 spent on all other purchases.
  • No foreign transaction fees.
  • Member FDIC
See additional details for Southwest Rapid Rewards® Plus Credit Card
Rates & Fees

Southwest Rapid Rewards® Priority Credit Card

Credit Recommended (660-850):
Good/Excellent
Apply Now
Southwest Rapid Rewards® Priority Credit Card
Apply Now on the Chase secure website.
Credit Recommended (660-850):
Good/Excellent
Intro Rewards Bonus
Earn 100,000 points.
Rewards Rate 1
Earn 4X points on Southwest Airlines® purchases. Earn 2X points at gas stations and restaurants. Earn 1X points on all other purchases.
Annual Fee
$229
Apply Now on the Chase secure website.
Regular APR
19.99% - 28.49% Variable
Foreign Trans Fee
$0
Credit Recommended
Good/Excellent

Highlights

  • Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Select a Preferred seat at booking, at no additional charge, when available.*
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
  • No foreign transaction fees.
  • Member FDIC
See additional details for Southwest Rapid Rewards® Priority Credit Card
Rates & Fees

Southwest® Rapid Rewards® Performance Business Credit Card

Credit Recommended:
Good/Excellent
Apply Now
Southwest® Rapid Rewards® Performance Business Credit Card
Apply Now on the Chase secure website.
Credit Recommended:
Good/Excellent
Intro Rewards Bonus
Earn 80,000 points.
Regular APR
19.99% - 28.49% Variable
Annual Fee
$299
Apply Now on the Chase secure website.
Credit Recommended
Good/Excellent
Product Type
Business Card
Rewards Rate 1
Earn 4X points on Southwest® purchases. Earn 2x points on gas station and restaurant purchases. Earn 2x points on hotel accommodations booked directly with hotel. Earn 2X points on local transit and commuting, including rideshare.

Highlights

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 2 points for every $1 you spend at gas stations and restaurants
  • Earn 2X points on hotel accommodations booked directly with the hotel
  • Earn 2X points on local transit and commuting, including rideshare.
  • First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation.
  • Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*
  • Member FDIC
See additional details for Southwest® Rapid Rewards® Performance Business Credit Card
Rates & Fees

*See online credit card application for details on the terms and conditions.

Categories

Recommended Credit Cards of 2025

Credit Quality

Free Credit Score

Issuers

As featured on:
Huffpost Inc Nasdaq

Advertiser Disclosure

CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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