Banking, Savings & Checking Accounts

Advertiser Disclosure

Online banking has many great benefits that you can take advantage of including convenience, availability, and never having to wait in lines. The availability and features of online banking can include access to your accounts anytime, anywhere; the ability to receive alerts on your accounts and move money between them; pay bills; track spending; and more.

Self - Credit Builder Account + Secured Visa® Credit Card

Credit Recommended:: None/Poor

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Self - Credit Builder Account + Secured Visa® Credit Card

Get Started on Self's secure website.

Credit Recommended:: None/Poor

Primary Benefit: Build credit and savings at the same time.

Credit Check: No Credit Required

Products Offered: Credit Builder Account and Self Credit Card

Get Started on Self's secure website.

Credit Recommended: None/Poor

Loan Amount: See website for details*

Highlights

Make at least 3 monthly payments on time, have $100 or more in savings progress in your Credit Builder Account, and be in good standing. Then, you’ll be eligible for the Self Visa Credit Card*, without a hard credit check.
Build credit and savings at the same time.
Start with a Credit Builder Account* that reports monthly payments to all 3 major credit bureaus.
At the end of your plan, unlock the savings you built — minus interest and fees.
The Self Visa® Credit Card* is accepted at millions of locations in the U.S.
*All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or SouthState Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or SouthState Bank, N.A., Member FDIC. The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or SouthState Bank, N.A., Member FDIC, Equal Housing Lender. Individual results will vary. Visit self.inc for more details.

See additional details for Self - Credit Builder Account + Secured Visa® Credit Card

Walmart MoneyCard®

Credit Recommended:: N/A

Apply Now

Apply Now on issuer’s secure website.

Credit Recommended:: N/A

Activation Fee: $0

Monthly Fee: $0 with eligible direct deposit

Direct Deposit Fee: $0

Apply Now on issuer’s secure website.

ATM Fee: $2.50

Credit Recommended: N/A

Highlights

Get a $25 bonus when you direct deposit your federal or state tax refund to your WalMart MoneyCard account and receive a qualifying new direct deposit of $500+ by 6/30/23.*
Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.

See additional details for Walmart MoneyCard®

GO2bank

Credit Recommended:: All Credit Types Considered

Apply Now

Apply Now on issuer’s secure website.

Credit Recommended:: All Credit Types Considered

Overdraft Protection: up to $200 with opt-in and eligible direct deposits

Monthly Fee: No monthly fees with eligible direct deposit, otherwise $5 per month

Activation Fee: $0

Apply Now on issuer’s secure website.

Direct Deposit Fee: $0

ATM Fee: $0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.

Credit Recommended: All Credit Types Considered

Highlights

Overdraft protection up to $200 with opt-in and eligible direct deposit*
No monthly fees with eligible direct deposit, otherwise $5 per month
Earn up to 7% cash back when you buy eGift Cards in the app
Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

See additional details for GO2bank

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

Extra Card

Credit Recommended:: All Credit Types Considered

Apply Now

Apply Now on issuer’s secure website.

Credit Recommended:: All Credit Types Considered

Minimum Deposit: $0

Rewards Rate 1: Earn up to 1% in points**

Activation Fee: $0

Apply Now on issuer’s secure website.

Annual Fee: See Terms

Brand Name: Mastercard

Checking Account Required: Yes

Highlights

Extra is the first debit card that helps you build your credit and earns reward points.*
Earn up to 1% back** in redeemable reward points with every purchase and spend your points on everything from Apple Airpods to Beauty products in the legendary Extra Rewards store.
Extra is compatible with over 10,000+ banks* across the United States—keep your money where you want, while spending smarter with Extra.
No Credit Checks.
No Deposit Required.
No interest charges or surprises.
*Please refer to Extra Card’s Terms of Service and Cardholder Agreement for additional details.
**With Extra’s Credit Building + Rewards Plan

See additional details for Extra Card

The Aligned Company d/b/a Extra (“Extra”) is a technology company, not a bank. Banking services provided by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), pursuant to a license from Mastercard International. This Card can be used everywhere Debit Mastercard is accepted. Extra reports on time and late payments, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including your other financial transactions. Extra reports to Experian® and Equifax®. Rewards points only available with rewards plan.

Aspiration Spend & Save™

Credit Recommended:: All Credit Types Considered

Apply Now

Apply Now on issuer’s secure website.

Credit Recommended:: All Credit Types Considered

Products Offered: Cash Management Account

Coverage: U.S.

Credit Recommended: All Credit Types Considered

Apply Now on issuer’s secure website.

Highlights

Earn cash back on debit card purchases and up to 83x the national interest rate on savings
Choose a monthly fee you think is fair
Aspiration Spend and Save account does not include a credit card
Spend and save with fossil fuel-free deposits
Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
Cash back on debit card purchases at socially conscious businesses
Up to 5.00% in interest on savings with Aspiration Plus
Option to plant a tree with every roundup
Personal impact score to help you shop to match your values

See additional details for Aspiration Spend & Save™

*The Aspiration Save Account’s up to 5.00% Annual Percentage Yield (“APY”) with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.

Axos Rewards Checking

Credit Recommended:: >680

Get Started

Get Started on Axos Bank®, Member FDIC secure website.

Credit Recommended:: >680

Products Offered: Axos Rewards Checking

Credit Recommended: >680

Minimum Deposit: Only $50 to open an account

Get Started on Axos Bank®, Member FDIC secure website.

Annual Fee: $0

Highlights

Use the promo code RC100 when you apply for a Rewards Checking account by 06/30/23. Then have qualifying direct deposit(s) to earn up a $100 welcome bonus!
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit
Only $50 to open an account

See additional details for Axos Rewards Checking

Axos High Yield Savings

Credit Recommended:: >680

Get Started

Get Started on Axos Bank®, Member FDIC secure website.

Credit Recommended:: >680

Products Offered: Axos High Yield Savings

Credit Recommended: >680

Minimum Deposit: $250 minimum balance to open an account

Get Started on Axos Bank®, Member FDIC secure website.

Annual Fee: $0

Highlights

No monthly maintenance fees
No minimum balance requirements
$250 minimum opening deposit
Free Incoming Wires
Zero Minimum Balance Requirement

See additional details for Axos High Yield Savings

Advertiser Disclosure

More about Online Banking…

Online banking is the process of a consumer interacting with a financial institution over the internet. There’s never enough time in the day to get everything done, so save time having to stop by your bank and appreciate all of the banking needs available at your fingertips at any time – not just regular bank hours!

This is a secure process of monitoring, manipulating, and/or applying for additional products or services directly with a financial institution over the internet. Online banking includes the viewing of balances, transactions, statements and documents for their online checking and saving accounts. Consumers can also make payments, check balances, and review account activity or adjustments to their loans or credit cards. Online banking can also allow consumers to control their investment portfolio through online interfaces with their financial institutions.