No Foreign Transaction Fee Credit Cards

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Regular APR
N/A
Products Offered
Mobile Banking & Visa Credit Card
Brand Name
Visa®
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Credit Check
No
Primary Benefit
Members have an average increase in credit score of 81 points six months after enrolling in the Build Card.

Highlights

  • Credit for everyone – Regardless of your credit history!
  • See an average FICO increase of 81 pts in 6 months
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures
See additional details for Current Build Visa® Credit Card

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. The Current Visa® Debit Card, which may be issued by Choice Financial Group and/or Cross River Bank, and the Current Visa® secured charge card, which is issued by Cross River Bank, are all issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.


Possible Finance

Credit Recommended:
All Credit Types Considered
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
Up to $500
Checking Account Required
Yes
Credit Recommended
All Credit Types Considered
Get Started on the issuer’s secure website.
Coverage
AK, AL, AR, AZ, CA, DE, FL, HI, IA, ID, IN, KS, KY, LA, MI, MO, MT, NC, NE, NH, NV, OH, OR, RI, SC, TN, TX, UT, VA, VT, WA, WY
Minimum Monthly Income
$750

Highlights

  • Send up to $500* straight to your debit card
  • Enjoy 8 weeks* to pay it back over multiple paychecks
  • Applying is fast & easy: just link your bank account—there’s no FICO check
  • Build credit history and unlock higher loan amounts in the future^
See additional details for Possible Finance

*Loan amounts and structure vary by state. Funding typically occurs within minutes of approval, but can take up to 5 days. For examples of rates and terms, please visit possiblefinance.com/samplepaymentschedules

^Change in subsequent loan amount was measured in 2024 based on Possible Loan members who make on-time payments, noting how much they qualify for on subsequent loans based on 1 year of data. Individual results may vary.


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Cost
No Charge to Find Out if You're Eligible
Credit Limit
Varies Based On The Card You Choose
Card Types
Cards for Every Credit Type
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Highlights

  • Cards for every credit score.
  • See if you're eligible with no impact to your credit.
  • Get personalized card offers in seconds.
  • Compare your offers and apply with confidence.

Mastercard® Titanium Card®

Credit Recommended (720-850):
Excellent
Apply Now on the Barclays Bank secure website.
Credit Recommended (720-850):
Excellent
Rewards Rate 1
2 points for every $1 spent on Airfare and Hotel reservations booked through LuxuryCardTravel.com.
Rewards Rate 2
1 point for every $1 spent on all purchases
Intro (Transfers)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Apply Now on the Barclays Bank secure website.
Regular APR
19.49% to 27.49% Variable, based on your creditworthiness and other factors
Annual Fee
$299 ($149 for each Authorized User added to the account)
Credit Recommended
Excellent

Highlights

  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • Redeem at 2% value for airfare and 1% for cash back. For example, when you redeem 50,000 points you will get $1,000 value for airfare or $500 value in cash back, issued as a direct deposit statement credit.
  • Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dining reservations, everyday tasks such as sending flowers or researching products and services. Available 24/7: Call, email, text, or chat with agents.
  • Enjoy automatic complimentary access to over 1,800 airport lounges. Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests.
  • Brushed Metal Card: A contactless, patented metal card design that raises the standard.
  • Exclusive Luxury Card Travel® benefits—average value of $750 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $299 ($149 for each Authorized User). Terms and conditions apply.
See additional details for Mastercard® Titanium Card®
Rates & Fees

Mastercard® Black Card®

Credit Recommended (720-850):
Excellent
Apply Now on the Barclays Bank secure website.
Credit Recommended (720-850):
Excellent
Rewards Rate 1
2 points for every $1 spent on Airfare and Hotel reservations booked through LuxuryCardTravel.com.
Rewards Rate 2
1 point for every $1 spent on all purchases
Intro (Transfers)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.49% to 27.49%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Apply Now on the Barclays Bank secure website.
Regular APR
19.49% to 27.49% Variable, based on your creditworthiness and other factors
Annual Fee
$699 ($249 for each Authorized User added to the account)
Credit Recommended
Excellent

Highlights

  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • Redeem at 2% value for airfare and 1.5% for cash back. For example, when you redeem 50,000 points you will get $1,000 value for airfare or $750 value in cash back, issued as a direct deposit statement credit.
  • $200 Annual Airline Credit: Receive up to $200 in annual statement credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more. No enrollment or airline designation required.
  • $100 Annual Dining Credit: Receive up to $100 in annual statement credits when you use your Luxury Card for restaurant transactions. No enrollment, designated restaurant networks or third-party apps required.
  • Receive up to $120 reimbursement credit for a Global Entry or TSA PreCheck® application fee. Global Entry includes access to TSA PreCheck® with no additional application or fee required.
  • Your time is valuable and Luxury Card Concierge makes life easier. Agents are available to provide you with personal assistance, tailored to your specific request. Concierge can assist with travel planning, dining reservations, everyday tasks such as sending flowers or researching products and services. Available 24/7: Call, email, text, or chat with agents.
  • Enjoy automatic complimentary access to over 1,800 airport lounges. Access includes participating airport restaurants, mini-suites and unlimited visits for yourself as well as your guests.
  • Made of Stainless Steel®: A contactless, patented metal card design that raises the standard.
  • Exclusive Luxury Card Travel® benefits—average value of $750 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $699 ($249 for each Authorized User). Terms and conditions apply.
See additional details for Mastercard® Black Card®
Rates & Fees

*See online credit card application for details on the terms and conditions.


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Editor’s Rating

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