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Destiny® Mastercard® with Instant Credit

Credit Recommended:
Fair
Apply Now
Destiny® Mastercard® with Instant Credit
Apply Now on the Destiny Mastercard® secure website.
Credit Recommended:
Fair
Credit Limit
$700
Regular APR
35.90%
Cash Advance APR
35.90%
Apply Now on the Destiny Mastercard® secure website.
Annual Fee
$175 the first year; $49 thereafter
Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Security Deposit
No

Highlights

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Don't wait for your card to come in the mail. If approved, add your card to your mobile wallet and shop today. See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • No security deposit, just instant purchasing power. See Terms.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
Rates & Fees

Net First Platinum

Credit Recommended:
Damaged credit to Fair credit
Apply Now
Net First Platinum
Apply Now on the issuer’s secure website.
Credit Recommended:
Damaged credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR
0% APR
Monthly Fee
See website for Details*
Apply Now on the issuer’s secure website.
Credit Recommended
Damaged credit to Fair credit

Highlights

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
See additional details for Net First Platinum

*See Card for Details

opensky® Launch Secured Visa® Credit Card

Credit Recommended:
No credit, Poor, Fair
Apply Now
opensky® Launch Secured Visa® Credit Card
Apply Now on the Capital Bank N.A. secure website.
Credit Recommended:
No credit, Poor, Fair
Rewards Rate
Up to 10% cash back rewards
Credit Line
$100- $1,000
Minimum Deposit
$100
Apply Now on the Capital Bank N.A. secure website.
Regular APR
28.74% (variable)
Annual Fee
$24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month.
Credit Recommended
No credit, Poor, Fair

Highlights

  • Start building credit with just $100 – secure you line with a low, refundable security deposit
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter
  • Earn up to 10% cash back on everyday purchases
  • Affordable payments – minimum payment as low as $10
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used opensky® to build better credit!
See additional details for opensky® Launch Secured Visa® Credit Card

Milestone® Mastercard®

Credit Recommended:
Fair/Good
Apply Now
Milestone® Mastercard®
Apply Now on the Milestone Mastercard® secure website.
Credit Recommended:
Fair/Good
Credit Limit
$700
Card Brand
Mastercard
Credit Recommended
Fair/Good
Apply Now on the Milestone Mastercard® secure website.
Regular APR
See terms
Annual Fee
See terms
Security Deposit
No

Highlights

  • Guaranteed $700 credit limit if approved.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Don't Have Perfect Credit? No Problem!
  • Join over a million consumers who are working on building their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.
Rates & Fees

Destiny Mastercard®

Credit Recommended:
Poor to Good
Apply Now
Destiny Mastercard®
Apply Now on the Destiny Mastercard® secure website.
Credit Recommended:
Poor to Good
Credit Limit
$700
Regular APR
See terms
Annual Fee
See terms
Apply Now on the Destiny Mastercard® secure website.
Credit Recommended
Poor to Good
Cash Advance Fee
See terms
Foreign Trans Fee
1% of each transaction in U.S. dollars.

Highlights

  • A guaranteed $700 credit limit to help get your financial goals on track, if approved.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • No security deposit, and a path to better credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • An unsecured card great for everyday purchases
See additional details for Destiny Mastercard®
Rates & Fees

Imagine® Visa® Credit Card

Credit Recommended:
Fair/Poor
Apply Now
Imagine® Visa® Credit Card
Apply Now on the Imagine Card secure website.
Credit Recommended:
Fair/Poor
Credit Line
Up to $1,000 credit limit subject to credit approval
Rewards Rate 1
Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
Annual Fee
As low as $99
Apply Now on the Imagine Card secure website.
Regular APR
36% Fixed
Credit Recommended
Fair/Poor
Card Brand
Visa®

Highlights

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • No Security Deposit
  • The Imagine Card is issued by WebBank
  • Review Cardholder Agreement for rate and fee information
    *See Program Terms for important information about the cash back rewards program.
    **Zero liability subject to Visa’s Zero Liability Policy.
See additional details for Imagine® Visa® Credit Card

Indigo® Mastercard® - $1,000 Credit Limit

Credit Recommended:
Fair
Apply Now
Indigo® Mastercard® - $1,000 Credit Limit
Apply Now on the Indigo® Mastercard® secure website.
Credit Recommended:
Fair
Credit Limit
$1000
Regular APR
35.90%
Cash Advance APR
35.90%
Apply Now on the Indigo® Mastercard® secure website.
Annual Fee
See Terms
Monthly Fee
See Terms
Security Deposit
No

Highlights

  • Get the credit limit you deserve—$1,000 guaranteed if approved
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit, just purchasing power.
Rates & Fees

opensky® Secured Visa® Credit Card

Credit Recommended:
No credit, Poor, Fair
Apply Now
opensky® Secured Visa® Credit Card
Apply Now on the Capital Bank N.A. secure website.
Credit Recommended:
No credit, Poor, Fair
Rewards Rate
Up to 10% cash back rewards
Credit Line
$200-$3000 at time of application
Annual Fee
$35
Apply Now on the Capital Bank N.A. secure website.
Regular APR
24.39% (variable)
Credit Recommended
No credit, Poor, Fair
Cash Advance APR
24.39% (variable)

Highlights

  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!
  • Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months
  • Track your progress with free access to your FICO® score in our mobile app
  • Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion
  • Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay
  • Start with just $200—secure your credit line with a refundable deposit
  • Fast and easy application—apply in minutes with our mobile-first experience
  • Flexible payment options—pick a due date that works for you
  • More time to fund—spread your security deposit over 60 days with layaway
  • Join 1.6 million+ cardholders who have used opensky® to build better credit!
See additional details for opensky® Secured Visa® Credit Card

Indigo® Mastercard® for Less than Perfect Credit

Credit Recommended:
Poor/Fair
Apply Now
Indigo® Mastercard® for Less than Perfect Credit
Apply Now On the Indigo® Mastercard® secure website
Credit Recommended:
Poor/Fair
Credit Limit
$700
Regular APR
35.9%
Foreign Trans Fee
1% of each transaction in U.S. dollars
Apply Now On the Indigo® Mastercard® secure website
Annual Fee
$175 the first year; $49 thereafter
Monthly Fee
$0 the first year (billed $0 each month); $150 annually thereafter (billed $12.50 each month)
Credit Recommended
Poor/Fair

Highlights

  • Get the credit limit you deserve—$700 guaranteed if approved
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Trusted by more than a million customers with reporting to all three major credit bureaus so you get credit for all of your hard work.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit, just purchasing power.
See additional details for Indigo® Mastercard® for Less than Perfect Credit
Rates & Fees

Destiny® Mastercard® with $1,000 Credit Limit

Credit Recommended:
Fair
Apply Now
Destiny® Mastercard® with $1,000 Credit Limit
Apply Now on the Destiny Mastercard® secure website.
Credit Recommended:
Fair
Credit Limit
$1,000
Regular APR
35.90%
Cash Advance APR
35.90%
Apply Now on the Destiny Mastercard® secure website.
Annual Fee
$250 the first year; $99 thereafter
Monthly Fee
$0 the first year (billed $0 each month); $231 annually thereafter (billed $19.25 each month)
Security Deposit
No

Highlights

  • Get a guaranteed $1,000 credit limit if approved!
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Join over a million consumers who use the Destiny Mastercard to help build their access to credit.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Get the credit you deserve, even with less-than-perfect history.
  • No security deposit, and a path to better credit.
Rates & Fees

Atlas Rewards Credit Card

Credit Recommended:
All Credit Considered
Apply Now
Atlas Rewards Credit Card
Apply Now on the issuer’s secure website.
Credit Recommended:
All Credit Considered
Regular APR
0%
Rewards Rate
Up to 3% cash back on Gas, Food Delivery, Coffee Shops and more
Number of Bureaus
TransUnion and Experian
Apply Now on the issuer’s secure website.
Credit Recommended
All Credit Considered
Coverage
All U.S. states, except for NV, SD, and VT

Highlights

  • Cash back on gas, subscriptions and more
  • Safe spending limits that grow with you
  • No credit history required
See additional details for Atlas Rewards Credit Card

The Secured Self Visa® Credit Card

Credit Recommended:
None/Poor
Apply Now
The Secured Self Visa® Credit Card
Apply Now on the Self's secure website.
Credit Recommended:
None/Poor
Credit Line
Starts at $100 and is equal to your deposit
Minimum Deposit
$100 minimum security deposit*
Credit Check
No Hard Credit Check Required
Apply Now on the Self's secure website.
Regular APR
27.99% Variable
Credit Recommended
None/Poor
Annual Fee
Intro - $0 ($25 Annual Fee after the first year.)^

Highlights

  • Start building credit with all three credit bureaus with the secured Self Visa® Credit Card.
  • Apply Now: Intro No Annual Fee with the secured Self Visa® Credit Card^
  • No credit check
  • No hard inquiry
  • $100 minimum security deposit*
    *Qualification for the secured Self Visa® Credit Card is based on meeting eligibility requirements, including income and expense requirements and establishment of security interest. Criteria Subject to change.
    The secured Self Visa® Credit Card is issued by Lead Bank, Sunrise Banks, N.A., or First Century Bank, N.A., each Member FDIC.
    ^$0 annual fee for the first year only, $25 annual fee thereafter. Variable APR of 27.99%. Offer valid for new customers only.
See additional details for The Secured Self Visa® Credit Card

*See online credit card application for details on the terms and conditions.

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CreditSoup is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which CreditSoup receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditSoup does not include all companies or all offers available in the marketplace. CreditSoup may use other proprietary factors to impact offer listings on the website such as consumer selection or the likelihood of the applicant’s credit approval.

Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

CreditSoup.com may be compensated by companies mentioned on our site when a consumer’s application is accepted or approved by the company.

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