Updated On:
July 10, 2023
• 4 Minute Read
Amazon.com is one of the most valuable companies in the world right now, and it’s not too hard to see why. Ordering almost anything you want with the website or mobile app is a piece of cake, and many things you buy qualify for two-day or even same-day shipping. An Amazon Prime subscription can even help you score free shipping on most items you buy, so it’s easy to get in the habit of shopping online instead of going to the store.
But, shopping on Amazon is even better if you make all your purchases with the right credit card. This is mostly because of the rewards you earn on all your purchases, but also because you can qualify for some consumer protections and perks.
Best Credit Cards for Amazon Purchases
If you’re an online shopper who wants to make the most of your internet shopping hobby, consider picking up one of the following credit cards. Some of them let you earn rewards you can redeem in several different ways, while others let you earn points good for more Amazon purchases.
Chase Freedom Unlimited®
You may want to consider the Chase Freedom Unlimited® Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! You can also enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
There’s no annual fee, and there is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open! You’ll also get similar travel and consumer protections as you do with the traditional Chase Freedom® card.
- Pros: No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Cons: No signup bonus
- Best for: Someone who wants to earn a high rate of rewards on Amazon.com purchases and everything else they buy
- Credit Recommended (660-850):
- Good/Excellent
- Rewards Rate 1
- 1.5% - 5% cash back
- Intro (Purchases)
- 0% Intro APR on Purchases 15 months
- Annual Fee
- $0
- Intro Rewards Bonus
- Earn $200 cash back
- Intro (Transfers)
- 0% Intro APR on Balance Transfers 15 months
- Regular APR
- 18.99% - 28.49% Variable
Highlights
- Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% - 28.49%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
Rates & Fees
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Imagine® Visa® Credit Card
The Imagine® Visa® Credit Card allows you to earn up to 3% Cash Back Rewards on All Eligible on Gas, Groceries and Utility Bill Payments and 1% Cash Back Rewards on all other eligible purchases.
Cardholder benefits you can look forward to include $0 Fraud Liability and there's no security deposit required.
- Pros: Earn Up to 3% cash back rewards on All Eligible on Gas, Groceries and Utility Bill Payments and 1% Cash Back Rewards on all other eligible purchases.
- Cons: High APR rate of 36% (Fixed)
- Best for: Someone who wants to earn cash back rewards on everything they buy.
- Credit Recommended:
- Fair/Poor
- Credit Line
- Up to $1,000 credit limit subject to credit approval
- Rewards Rate 1
- Up to 3% Cash Back Rewards; 3% Cash Back Rewards on Gas, Groceries and Utility Bill Payments. 1% Cash Back Rewards on all other eligible purchases.
- Regular APR
- 36% Fixed
Apply Now
on the Imagine Card secure website.
- Annual Fee
- As low as $99
- Credit Recommended
- Fair/Poor
- Card Brand
- Visa®
Highlights
- Earn Cash Back Rewards* on All Eligible Purchases – 3% on Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
- Up to $1,000 credit limit subject to credit approval
- $0 fraud liability**
- No Security Deposit
- The Imagine Card is issued by WebBank
- Review Cardholder Agreement for rate and fee information
*See Program Terms for important information about the cash back rewards program.
**Zero liability subject to Visa’s Zero Liability Policy.
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Shop Wisely
In the end, whichever credit card you wish to use on your Amazon purchases, look them over to make sure you're getting the best bang for your buck on cash back rewards. If neither of these two cards appeal to you, don't hesitate to check out more options over on CreditSoup.com. Happy Shopping!
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.