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Current Build Visa® Credit Card

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Current Build Visa® Credit Card
Get Started on the issuer’s secure website.
Regular APR
N/A
Products Offered
Mobile Banking & Visa Credit Card
Brand Name
Visa®
Get Started on the issuer’s secure website.
Credit Check
No
Primary Benefit
May help build credit and improve your credit score over time.

Highlights

  • Credit for everyone – Regardless of your credit history!
  • Simply open a Current Account and add funds. The amount added then becomes your spending power for the Build Card.
  • No minimum security deposit required.
  • Enjoy instant gas hold removals.
  • Reports monthly to all three major credit bureaus.
  • View Product Disclosures
See additional details for Current Build Visa® Credit Card

Current is a financial technology company, not an FDIC-insured bank. FDIC insurance up to $250,000 only covers the failure of an FDIC-insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Banking services provided by Choice Financial Group, Member FDIC, and/or Cross River Bank, Member FDIC. The Current Visa® Debit Card, which may be issued by Choice Financial Group and/or Cross River Bank, and the Current Visa® secured charge card, which is issued by Cross River Bank, are all issued pursuant to licenses from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted. A Current deposit account is required to apply for the Current Visa® secured charge card. Independent approval required.

Possible Finance

Credit Recommended:
All Credit Types Considered
Get Started
Possible Finance
Get Started on the issuer’s secure website.
Credit Recommended:
All Credit Types Considered
Loan Amount
Up to $500
Checking Account Required
Yes
Credit Recommended
All Credit Types Considered
Get Started on the issuer’s secure website.
Coverage
AL, AR, AZ, CA, DE, FL, HI, IA, ID, IN, KS, KY, LA, MI, MO, MS, MT, NC, NE, NH, NV, OH, OK, OR, RI, SC, TN, TX, UT, VA, VT, WA, WY
Minimum Monthly Income
$750

Highlights

  • Send up to $500* straight to your debit card
  • Enjoy 8 weeks* to pay it back over multiple paychecks
  • Applying is fast & easy: just link your bank account—there’s no FICO check
  • Build credit history and unlock higher loan amounts in the future^
See additional details for Possible Finance

*Loan amounts and structure vary by state. Funding typically occurs within minutes of approval, but can take up to 5 days. For examples of rates and terms, please visit possiblefinance.com/samplepaymentschedules

^Change in subsequent loan amount was measured in 2024 based on Possible Loan members who make on-time payments, noting how much they qualify for on subsequent loans based on 1 year of data. Individual results may vary.

Find The Card for You

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Find The Card for You
Search Now on the CreditSoup.com secure website.
Cost
No Charge to Find Out if You're Eligible
Credit Limit
Varies Based On The Card You Choose
Card Types
Cards for Every Credit Type
Search Now on the CreditSoup.com secure website.

Highlights

  • Cards for every credit score.
  • See if you're eligible with no impact to your credit.
  • Get personalized card offers in seconds.
  • Compare your offers and apply with confidence.
See additional details for Find The Card for You

Mastercard® Titanium Card®

Credit Recommended (720-850):
Excellent
Apply Now
Mastercard® Titanium Card®
Apply Now on the Barclays Bank secure website.
Credit Recommended (720-850):
Excellent
Rewards Rate 1
2 points for every $1 spent on Airfare and Hotel reservations booked through LuxuryCardTravel.com.
Rewards Rate 2
1 point for every $1 spent on all purchases
Intro (Transfers)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.74% to 27.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Apply Now on the Barclays Bank secure website.
Regular APR
19.74% to 27.74% Variable, based on your creditworthiness and other factors
Annual Fee
$299 ($149 for each Authorized User added to the account)
Credit Recommended
Excellent

Highlights

  • Redeem at 2% value for airfare and 1% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $500 cash back, issued as a direct deposit statement credit.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
  • With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
  • Brushed Metal Card: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its contactless patented card design and metal construction raises the standard. Carry a card with distinction.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual fee: $299 ($149 for each Authorized User). Terms and conditions apply.
See additional details for Mastercard® Titanium Card®
Rates & Fees

Mastercard® Black Card®

Credit Recommended (720-850):
Excellent
Apply Now
Mastercard® Black Card®
Apply Now on the Barclays Bank secure website.
Credit Recommended (720-850):
Excellent
Rewards Rate 1
2 points for every $1 spent on Airfare and Hotel reservations booked through LuxuryCardTravel.com.
Rewards Rate 2
1 point for every $1 spent on all purchases
Intro (Transfers)
0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, (and for balance transfers that do not post within 45 days of account opening) the APR will be 19.74% to 27.74%, based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate.
Apply Now on the Barclays Bank secure website.
Regular APR
19.74% to 27.74% Variable, based on your creditworthiness and other factors
Annual Fee
$699 ($249 for each Authorized User added to the account)
Credit Recommended
Excellent

Highlights

  • Redeem at 2% value for airfare and 1.5% for cash back. Just 50,000 points will get you a $1,000 ticket on any airline or $750 cash back, issued as a direct deposit statement credit.
  • Earn 2X points on Airfare and Hotel reservations booked through LuxuryCardTravel.com. One point for every one dollar you spend for all other categories, earning points every time you spend.
  • $200 Annual Airline Credit: Receive up to $200 in annual air travel credits toward flight-related purchases, including airline tickets, baggage fees, upgrades and more.
  • $100 Annual Dining Credit: Get up to $100 in annual statement credits when you use your Luxury Card at qualifying restaurants.
  • Receive up to $120 reimbursment credit for a Global Entry or TSA PreCheck® application fee. Global Entry includes access to TSA PreCheck® with no additional application or fee required.
  • 24/7 Luxury Card Concierge®: Exclusive to Cardmembers. Your busy life never stops, and neither do our Luxury Card Concierge agents. Enjoy around-the-clock lifestyle management and planning support tailored to your specific needs—and designed to save you time. Our personalized one-on-one service delivers solutions, suggestions and even surprises to make every day exceptional. Book the trip. Get the reservations. Score the tickets.
  • With your Luxury Card, enjoy complimentary access to over 1,700 airport lounges and travel experiences in more than 600 cities across 145 countries with Priority Pass™ Select. Access includes unlimited visits for yourself as well as your guests.
  • Black-PVD-Coated Metal Card and Made of Stainless Steel®: Beautifully crafted and exceptionally premium, Luxury Card is a statement piece designed to stand out in the most refined way. Weighing in at an impressive 22 grams, its stainless steel, contactless patented card design and metal construction raises the standard. Carry a card with distinction.
  • Exclusive Luxury Card Travel® benefits—average value of $500 per stay (e.g., resort credits, room upgrades, free wifi, breakfast for two and more) at over 3,000 properties. Receive protection benefits like trip cancellation and interruption, auto rental car collision waiver, travel accident and baggage delay. Cell phone protection for eligible claims of up to $1,000 each year. Plus additional World Elite Mastercard® benefits.
  • Annual Fee: $699 ($249 for each Authorized User). Terms and conditions apply.
See additional details for Mastercard® Black Card®
Rates & Fees

*See online credit card application for details on the terms and conditions.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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