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Prosper® Card

Prosper® Card
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Rates & Fees
Regular APR
23.74% - 35.24%
Annual Fee
$39 (waived for the first year if you sign up for autopay before your first statement)
Foreign Trans Fee
1% of the transaction amount
Cash Advance APR
35.24% Variable
Cash Advance Fee
None
Minimum Interest Charge
No less than $1.00 (ME residents no more than $0.50)
Advertiser Disclosure

Offer Overview

  • No annual fee for the first year with AutoPay (The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.)
  • No security deposit required
  • We don't charge fees for ATM cash withdrawals ( Third party fees may apply.)
  • Initial credit limit up to $3,000
  • We regularly report on your credit card performance to help you establish credit history
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • While you wait for your Prosper® Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • Choose a monthly payment date that works for you
  • Free mobile app—MyProsperCard
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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