April 16, 2020
• 3 Minute Read
If you have a credit score around 600, you may be wondering which credit cards you would qualify for. Most credit card issuers would consider this poor to fair credit. If you have felt frustrated from not getting approved for a card in the past these are the cards you should apply for if you have a 600 credit score.
Unsure what your credit score is? You can check here, absolutely free! Checking your credit score will not impact your score at all.
Best cards for 600 or below credit score:
Reflex® Platinum Mastercard®
Reflex® Platinum Mastercard® is a good choice for those with minimal credit history or those that are looking to start repairing a low credit score. The Reflex® Platinum Mastercard® starts users out with up to $1,000 credit limit. They report to all three major credit bureaus so you can be on your way to improving your score with responsible use of this card.
- Credit Recommended:
- Fair/Poor/Bad/Limited
- Regular APR
- 35.90% Fixed
- Annual Fee
- $75 - $125
- Credit Recommended
- Fair/Poor/Bad/Limited
Apply Now
on the Continental Finance secure website.
- Intro Rate
- N/A
- Intro Period
- N/A
- Balance Transfer
- N/A
Highlights
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Rates & Fees
First Digital Mastercard®
Perfect credit is not required for approval of a First Digital Mastercard®. The application is quick and easy to complete. This card is a full-feature, unsecured Mastercard® accepted at millions of merchants worldwide.
- Credit Recommended:
- Poor/Damaged/Fair
- Regular APR
- 35.99%*
- Cash Advance APR
- 35.99%*
- Annual Fee
- $75.00 1st year, $48.00 after*
Apply Now
on the First Digital secure website.
- Cash Advance Fee
- Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
- Credit Recommended
- Poor/Damaged/Fair
- Program Fee
- $95.00*
Highlights
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
PREMIER Bankcard® Mastercard® Credit Card
The PREMIER Bankcard® Mastercard® Credit Card is a good option if you have poor credit and are looking to repair your credit quickly with timely payments. This card has a manageable credit limit and is meant to get you back on track.
While a 600 credit score isn’t a “bad score”, travel and reward category cards are a very unlikely option in this range. There are definitely steps you can be taking now though to improve your score so you can eventually start earning credit card rewards. There are lots of ways your credit score can impact your daily life so you’ll want to get started today on improving your score.
Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.