File Your Taxes For Free - On the IRS Website

Amanda Peterson

February 7, 2024  •  3 Minute Read

Taxes

It's tax season and if you're debating whether to hire someone or file them free online, we have a solution for you. The IRS Free File lets qualified taxpayers prepare and file federal income tax returns online using guided tax preparation software, given they've made $79,000 adjusted gross income or less for 2023. CreditSoup has done the grunt work for you and provided the necessary links and info for this free file.

What is IRS Free File?

The IRS Free File Program is a public-private partnership between the IRS and many tax preparation and filing software industry companies who provide their online tax preparation and filing for free. It provides two ways for taxpayers to prepare and file their federal income tax online for free:

• Guided Tax Software provides free online tax preparation and filing at an IRS partner site. Our partners deliver this service at no cost to qualifying taxpayers. Taxpayers whose AGI is $79,000 or less qualify for a free federal tax return.
• Free File Fillable Forms are electronic federal tax forms, equivalent to a paper 1040 form. You should know how to prepare your own tax return using form instructions and IRS publications if needed. It provides a free option to taxpayers whose income (AGI) is greater than $79,000.

Benefits of the Free File Program

You can obtain a free federal tax return:

If you are new to Free File, you can choose a Free File company’s Free File offer based on your review of the offer qualifications listed on IRS.gov. If you choose a program and qualify, you will not be charged for preparation and e-filing of a federal tax return.

If you used IRS Free File last year, you will receive an email from the same company that you used, welcoming you back to their official IRS Free File services. The email must include a link to the company’s IRS Free File site and explain how to file with it. If you choose this email link and qualify, you will not be charged for preparation and e-filing of a federal tax return.

Fees to file your federal return are prohibited:

No participant in the Free File Program will charge you anything to file your federal tax return if you qualify. You will not be asked to buy any products or services (for example, promotional rebates) in exchange for having your Federal tax return prepared by the Free File program participant.

Bank products with fees are not a part of Free File.

As part of IRS Free File, you must not be offered bank products that often carry product fees, such as refund transfer products (e.g., refund anticipation loans (RALs)).

Free state returns may be available:

Some IRS Free File Program partner companies offer free state tax preparation. Others charge a state fee. Be sure to read each company’s information carefully.

Each Free File Company Guarantees the Accuracy of the Return Calculations:
Each company lists this guarantee on its Free File website. You can pursue any accuracy concerns directly with the company that prepared your return.

You have choices:

If you don’t qualify for an IRS Free File offer after visiting a company’s Free File website, you can return to the IRS.gov Free File website to seek a Free File offer that may meet your needs. Each IRS Free File company will provide you information when you don’t qualify, with a link back to the IRS.gov Free File site.

Seek help if you need it:

If you need help when you are at a company’s IRS Free File site and doing your taxes, you may refer to the company’s free customer service options.

IRS can help find a free option for you.

IRS Free File has an IRS Free File online look-up tool to help you find an offer that best meets your needs.

In Conclusion

If you're worried about having a bad experience with a tax preparer, give the Free File Program from the IRS a chance. If it doesn't work the way you want to, it never hurts to reach out to a tax professional.