Articles - CreditSoup.com Blog

Advertiser Disclosure

Old Navy Credit Card Review: Are the Rewards Worth It?

Kat Tretina March 15, 2019 • 3 Minute Read
Read On

Old Navy and its sister brands (Athleta, Banana Republic, and the Gap) are wildly popular, and it’s no surprise why. Where else can you get a whole wardrobe for less than $200? Offering clothes for the whole family, Old Navy makes sense for both budget and fashion-conscious shoppers.
Review: All About the Citi Prestige® Card

Kat Tretina March 13, 2019 • 4 Minute Read
Read On

If you’re a frequent traveler, the right credit card can help you save money and even improve your traveling experience. But how to pick the right card? If you’re looking for a new addition to your wallet and have good to excellent credit, check out the Citi Prestige® Card.
You May Never Have to Sign a Credit Card Slip Again

Holly Johnson March 8, 2019 • 4 Minute Read
Read On

Each of the major credit card issuers — Visa, Mastercard, Discover, and American Express — pulled together to stop requiring credit card signatures as of 2018. The move was the result of careful planning amidst a transition toward greater credit card security over all.
Blue Cash Preferred® Card from American Express: A Review

Holly Johnson March 6, 2019 • 4 Minute Read
Read On

The Blue Cash Preferred® Card from American Express is a cash-back credit card that works for people who want to keep their rewards game on the simple side. Not only does this card offer a big signup bonus, but it lets you earn considerable rewards in categories people tend to spend the most in.
Is the Discover it® Student Cash Back Card Right for You?

Kat Tretina March 5, 2019 • 3 Minute Read
Read On

As a college student, you have a unique opportunity to build credit while you’re still young, which will help you immensely after you graduate. If you’re looking for a student credit card, check out the Discover it Student Card.
Barclaycard Ring® Mastercard® Review 2019

Holly Johnson February 27, 2019 • 5 Minute Read
Read On

While travel rewards and cash-back credit cards provide lucrative perks, they work best for consumers who never carry a balance on their cards from month to month. After all, the average credit card APR is currently well over 17%. It doesn’t make any sense to pursue rewards if you’re carrying a balance since the interest you pay will add up to way more than any rewards you earn.
What Is the Chase 5/24 Rule?

Kat Tretina February 19, 2019 • 2 Minute Read
Read On

If you’re a skilled credit card user and juggle multiple rewards credit cards to take advantage of their benefits, you know how great Chase’ Ultimate Rewards program can be. Offering excellent cash back, bonus miles, and perks, Chase rewards are extremely valuable.
Disney World with Rewards? Yes, It’s Possible

Holly Johnson February 15, 2019 • 5 Minute Read
Read On

Disney World in Orlando, Florida may just be the holy grail of vacations for most Americans, but that doesn’t mean it’s affordable. If you want to take savings up a notch, you can even earn rewards in programs that let you book airfare, hotel stays, and other components of a Disney trip for free.
Are Credit Card Rewards Taxable?

Kat Tretina February 15, 2019 • 3 Minute Read
Read On

For the most part, you will not have to worry about your smaller amount rewards getting caught up in the IRS. Overall, cash back rewards do not need be reported because they are considered a discount, not reportable, taxable income.