Advice & Expertise Blog

Holidays

  1. Thanks For Giving

    Thanks For Giving

    Time spent giving rather than receiving is really what this holiday is about. Be sure and spend some time serving others and giving your gifts this Thanksgiving.

  2. What to Avoid on Black Friday to Save Money

    What to Avoid on Black Friday to Save Money

    Retailers are desperate to make you part with your hard-earned money. They rely on retail tricks to convince you to open your wallet when you otherwise wouldn’t spend money. To avoid overspending, here are five Black Friday tricks you should know about.

  3. Veterans Day

    Veterans Day

    Veterans Day is a federal holiday in the United States observed annually on November 11, for honoring military veterans of the United States Armed Forces.

  4. Should I Get a Holiday Loan

    Should I Get a Holiday Loan

    While it’s a festive and cheery time of the year, it’s also expensive. Many people don’t have the kind of money saved in their bank accounts, leaving them scrambling to pay for holiday expenses. If that’s the case for you, you might be considering using a credit card to finance your purchases. But there may be another option that’s a better choice: a holiday loan.

  5. How to Create a Budget for the Holidays

    How to Create a Budget for the Holidays

    The holidays are rapidly approaching, so you’re probably coming up with gift shopping lists and planning your decorations and travel arrangements. But there’s one major task you have to do before you start making purchases: come up with a holiday budget.

  6. 7 Ways to Save Money this Halloween

    7 Ways to Save Money this Halloween

    If you love all things spooky and creepy, you’re excited by the fact that Halloween is just around the corner. However, it can quickly derail your budget.Instead, follow these seven tips to save money on Halloween candy, costumes, and decor.

  7. SpecTECHular Holiday Shopping Program

    SpecTECHular Holiday Shopping Program

    Buy On Trust is an exclusive Buy Now, Pay Later program that allows approved consumers to make lease purchases through Best Buy. To get started, you enter basic information and are then considered for pre-approval. Once approved you can begin shopping on over 10,000 new brand name electronics. After you have finished up all your shopping you are given flexible leasing options to fit your budget, and you get all of this with an initial payment of just $50.

  8. Independence Day History

    Independence Day History

    We celebrate Independence Day every year in America, usually with fireworks, barbeques, boating, swimming, fishing, bonfires, and family or friend get-togethers. But one might wonder just how did the infamous holiday came to be? We know general facts about "it's the birthday of the USA" and we are celebrating our independence, but what does that really mean?

  9. 3 Tips for Preparing Your Finances for Holiday Shopping

    3 Tips for Preparing Your Finances for Holiday Shopping

    Given that your holiday spending could very well end up being more than a mortgage payment, it’s important to get a handle on your finances well before you start swiping your way through holiday sales. With a little preparation and planning, you can ensure your finances make it through the holidays and into the new year.

  10. 5 Mother's Day Gifts Under $10

    5 Mother's Day Gifts Under $10

    Just because you're on a budget doesn't mean you can't get something nice for your mom on Mother's Day. Here are five classy and heartfelt items to consider for cheap Mother's Day gifts as the holiday approaches.

  11. How to Repay Holiday Debt

    How to Repay Holiday Debt

    If you have holiday debt, it’s important to come up with a plan of attack to pay it down as quickly as possible. If you’re not sure where to start, use these five tips:

  12. Stuck with Holiday Credit Card Bills? Here Are Your Best Options

    Stuck with Holiday Credit Card Bills? Here Are Your Best Options

    Holiday debt isn’t always planned. Sometimes you head into the holiday season believing you’ll be able to pay off all the gifts you charge to a credit card, but then “life happens”. If you’re wondering what steps to take now, you may be surprised to find your credit card could actually help you get out of debt.

  13. How Travel Credit Cards Make Holiday Travel a Lot Easier

    How Travel Credit Cards Make Holiday Travel a Lot Easier

    No matter how you plan to get where you’re going, it’s highly possible a travel credit card could make your plans cheaper or let you book a nicer trip than you would be able to otherwise. Of course, this is all predicated on the idea that you would pay your balance in full each month and never pay interest on your purchases.

  14. 7 Ways to Save Money on Holiday Shopping

    7 Ways to Save Money on Holiday Shopping

    The holiday season is upon us, which means you’re likely shopping for gifts, decor, and other trimmings. The cost of holiday shopping can quickly cost you hundreds or even thousands of dollars, derailing your financial goals and wrecking your budget.

  15. Best Rewards Cards for Holiday Shopping

    Best Rewards Cards for Holiday Shopping

    If you plan to shop for Thanksgiving, Christmas, Hanukkah, or other winter holidays this year, it’s only natural to wonder if a credit card could leave you better off. After all, many credit cards offer travel rewards or cash-back and some offer consumer protections such as guaranteed returns and extended warranties.

  16. The Best Rewards Cards for a Valentine’s Day Splurge

    The Best Rewards Cards for a Valentine’s Day Splurge

    If you are hoping to score a slightly more exciting or luxurious Valentine’s Day this year, however, certain rewards and travel credit cards can help. Not only do some dole out rewards you can use for an epic gift, but some rewards are a gift on their own.Here are some of our favorite cards for an epic Valentine’s Day.

  17. How to Celebrate Valentine’s Day on a Budget

    How to Celebrate Valentine’s Day on a Budget

    The average person spends $140 on Valentine’s Day, which can feel impossible if you have little money to spend on the holiday. If you are strapped for cash but have a special someone to share the day with, never fear, a great Valentine’s Day date doesn’t need to break the bank.

  18. Take These 5 Steps Out of Holiday Debt

    Take These 5 Steps Out of Holiday Debt

    The bad news is, debt is pervasive, relentless, and a lot like Mogwai. If you feed it, it just keeps growing and growing as interest compounds over and over again. The good news is, there are some ways to put a lid on your holiday debt – and all your other debts – for good.

  19. Prevent Holiday Debt By Preparing for Christmas 2018 Now

    Prevent Holiday Debt By Preparing for Christmas 2018 Now

    Going into debt for the holidays can be an expensive mistake. Many people take months to pay off their debt; some are still making payments on their credit cards a year later. Thanks to interest charges, you could end up paying hundreds or even thousands more than you originally spent.

  20. Best Financing Offers For Coping With Holiday Debt

    Best Financing Offers For Coping With Holiday Debt

    Every year, the holiday season comes and goes. It starts with the flurry of retail sales that surround gift buying as well as the increased personal consumption triggered by the best deals of the year. But for many Americans, the holiday season ends with new debts and rising interest charges.

  21. How a Balance Transfer Can Help You Pay Off Holiday Debt

    How a Balance Transfer Can Help You Pay Off Holiday Debt

    If you belong to the majority who use credit cards to finance the holidays, high interest rates and low minimum payments can make it hard to get rid of your debt. Interest rates can cause your balance to balloon quickly and, if you only pay the minimum, it can take years to pay off your credit card debt in full.

  22. Best Business Credit Cards for 2017 Holiday Spending

    Best Business Credit Cards for 2017 Holiday Spending

    Before you spend hundreds – or even thousands – of dollars on holiday gifts for your employees or vendors, it can pay off to spend some time figuring out the best business credit card for your needs. Here are some options to consider along with their pros and cons for the 2017 holiday season and beyond:

  23. 7 Companies Hiring Season Help Now

    7 Companies Hiring Season Help Now

    The holidays are undoubtedly expensive. However, you can cut down on your expenses by taking on a part-time seasonal job. You can make more money and can often take advantage of employee discounts, which can help stretch your budget further.

  24. This Rewards Card Gives You 5 Percent Back on All Your Holiday Shopping

    This Rewards Card Gives You 5 Percent Back on All Your Holiday Shopping

    If you’re gearing up for the holiday shopping season and looking for new ways to save, it always helps to think outside the box. Of course you’ll scoop up bargains on Black Friday and Cyber Monday, but your deal-seeking doesn’t have to end there. With the right rewards credit card, you could get 5 percent cash back – or a 5 percent discount on most of your holiday gift-giving this year.

  25. 7 Ways to Make Money Over the Holidays

    7 Ways to Make Money Over the Holidays

    Trying to buy thoughtful gifts for friends and family and finding just the right outfit for every holiday party can hurt your budget. If you’ve been working on paying down student loan debt or building an emergency fund, the holidays can be a serious setback.

  26. Save This Holiday Season With Discounted Gift Cards

    Save This Holiday Season With Discounted Gift Cards

    Last year, Americans planned to spend $929 on holiday gifts. That number doesn’t even touch on decorations, holiday outfits, or travel expenses. To pay for those gifts, many people turn to credit cards. But, thanks to high interest rates, their credit card balance can grow over time and it can take months to pay it off.

  27. What You Need to Know Before Black Friday

    What You Need to Know Before Black Friday

    Black Friday, the Friday after Thanksgiving, is noted as the biggest day for retailers of the year. Millions of people turn out in stores and online to score deals on electronics, clothes, and more. But before you camp out at the nearest department store at 2:00 a.m., it’s important to know that Black Friday isn’t always what it seems.

  28. Best Rewards Cards for Black Friday 2017

    Best Rewards Cards for Black Friday 2017

    As usual, a lot of spending will take place on Black Friday, the notorious shopping holiday that takes place the day after Thanksgiving. As NRF figures show, more than 154 million individuals shopped in stores or online on Black Friday in 2016, spending about $290 each, on average.

  29. Shop Small Business Saturday

    Shop Small Business Saturday

    Shop smart and shop small, as in small business, this Saturday, November 26th. Small Business Saturday takes place the Saturday between Black Friday and Cyber Monday and offers great benefits to not only the business owners but also the shoppers.

  30. USAA offers great options for Veterans

    USAA offers great options for Veterans

    The USAA family of companies provides insurance, banking, investments, retirement products and advice to 11.7 million current and former members of the U.S. military and their families. Known for its legendary commitment to its members, USAA is consistently recognized for outstanding service, employee well-being and financial strength.

  31. 4 Ways to Avoid a Christmas Spendover

    4 Ways to Avoid a Christmas Spendover

    There are two different types of people when it comes to the holidays… those who think “It’s only October, I have plenty of time to do my Christmas shopping” or those who feel “There’s only 9 weeks til Christmas, I better get planning and finish shopping!” Many reasons exist that people procrastinate their holiday shopping, but a result of procrastinating can lead to spending a large amount of money at once, which doesn’t work for most people.


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