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CreditSoup Staff

  1. The Young Adults Guide to Finance

    The Young Adults Guide to Finance

    CreditSoup Staff April 9, 2024  •  8 Minute Read

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    Growing up is inherently unnerving. Money, however, doesn't have to be the scary monster that many people think. CreditSoup has all the details from money management to investments here, in this article from the CreditSoup.com blog.

  2. The Basics You Need to Know About Student Aid

    The Basics You Need to Know About Student Aid

    CreditSoup Staff July 21, 2023  •  7 Minute Read

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    Applying for college is a long and challenging process, so it's no surprise that students often fail to take advantage of free money available to them. There are essay's to do and government forms to fill out. But thankfully, there are many ways to access these opportunities to leave them with less school debt.

  4. 4 Strategic Ways To Improve Your Credit Score

    4 Strategic Ways To Improve Your Credit Score

    CreditSoup Staff May 8, 2023  •  4 Minute Read

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    Paying off your debt will improve your credit, but understanding how to pay off your debt could help increase your credit score exponentially. Learn more about how to strategically manage your credit score and may the most of your payments.

  7. 5 Ways to Use Rewards for a Last-Minute Fall Getaway

    5 Ways to Use Rewards for a Last-Minute Fall Getaway

    CreditSoup Staff August 4, 2022  •  4 Minute Read

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    Fall is often an excellent time to plan a last-minute getaway. Not only is it off-peak travel season for many destinations around the world, but the weather can be wonderful, too. The Southern United States still features excellent temperatures, and the water along Florida’s beaches is still warm from the summer heat.

  10. 4 Hidden Costs Behind Rewards Cards

    4 Hidden Costs Behind Rewards Cards

    CreditSoup Staff October 15, 2021  •  4 Minute Read

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    There’s no such thing as a free lunch, right? Many credit card companies try to entice customers with rewards such as cash back, free hotel stays, or travel perks — but almost everything comes at a cost.

  11. How to Establish (or Reestablish) Good Credit

    How to Establish (or Reestablish) Good Credit

    CreditSoup Staff October 8, 2021  •  8 Minute Read

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    If you don't have a credit score or credit history, there are a variety of ways that you can build one. Some of these options may or may not be open to you depending on your age and income, but one or more of the options should be available to you. Additionally, so long as you're careful about it, there's no reason you shouldn't be able to use several of these methods to build a solid credit score.

  12. 6 Ways Credit Cards Can Improve Your Financial Life

    6 Ways Credit Cards Can Improve Your Financial Life

    CreditSoup Staff March 25, 2021  •  5 Minute Read

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    By the time most people reach adulthood, they undoubtedly have some level of familiarity with credit cards. Whether it’s a horror story of someone racking up thousands of dollars of credit card debt or the handful of card offers you receive in the mail on a weekly basis, they’re an integral part of the world’s financial fabric.

  14. A Reliable Way to Build Credit Without A Credit Card

    A Reliable Way to Build Credit Without A Credit Card

    CreditSoup Staff August 1, 2019  •  3 Minute Read

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    If you are one of the millions of Americans with less than great credit, you probably have been denied for a loan or credit card, paid higher interest rates if you received credit, or had trouble renting an apartment or home because of your low credit score. With a Credit Strong account, consumers can build credit by setting aside savings.

  16. Using Your First Credit Card To Improve Your Credit

    Using Your First Credit Card To Improve Your Credit

    CreditSoup Staff December 19, 2018  •  3 Minute Read

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    It’s important that you have the right information before applying for your first credit card. Building good credit from the beginning is much easier than recovering from negative marks on your credit score. Follow these tips to build good credit with your first credit card.

  18. Personal Debt Management Tips | Managing Short-Term Debt

    Personal Debt Management Tips | Managing Short-Term Debt

    CreditSoup Staff September 27, 2018  •  3 Minute Read

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    At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.

  22. 5 Tips for Hanging on to Your Hard-Earned Rewards Points

    5 Tips for Hanging on to Your Hard-Earned Rewards Points

    CreditSoup Staff November 27, 2017  •  6 Minute Read

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    From airline miles to cash back, there’s no shortage of credit card rewards. While these rewards are plentiful, a significant chunk of consumers don't benefit from the situation. A study by Princeton Survey Research Associates International found that nearly a third of credit card holders don’t redeem their hard-earned rewards.

  24. Building Credit from Scratch – The Dos and Don’ts

    Building Credit from Scratch – The Dos and Don’ts

    CreditSoup Staff September 27, 2017  •  4 Minute Read

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    A secured credit card uses a cash deposit as collateral. Normally, the cash deposit will be equivalent to the spending limit on the credit card. This allows the issuer to lower their risk taking on a new credit card user. The collateral works as a back-up plan for the credit card issuer; if the credit card bill isn’t paid on time, the issuer can use the deposit to pay off the balance.

  25. How To Choose a Credit Card

    How To Choose a Credit Card

    CreditSoup Staff September 21, 2017  •  1 Minute Read

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    Most consumers understand the benefits of having a credit card, but it can feel overwhelming to choose from a seemingly endless list of options. Credit card companies and financial institutions offer dozens upon dozens of deals depending on your financial history and goals, and every card brings with it different terms, interest rates, and perks.

  27. Your Top 3 Travel Cards for Summertime Fun

    Your Top 3 Travel Cards for Summertime Fun

    CreditSoup Staff July 28, 2017  •  5 Minute Read

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    Vacations and summer. They go together like sunscreen and coconut scent, hot dogs and mustard, and tropical drinks and decorative umbrellas. Is it any wonder that people begin to plan trips to warmer climates during the dead of winter? They spend weeks — and even months — obsessing about location, quibbling over price, and delving into web research. A massive amount of planning goes into an annual summer vacation, but people sometimes neglect a key concern: How to make funding your trip simpl

  28. 4 Tips for Budgeting Your Summer Move

    4 Tips for Budgeting Your Summer Move

    CreditSoup Staff July 24, 2017  •  4 Minute Read

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    With kids out of school, longer daylight hours, and warm weather, summer is the perfect season for a big move. Each year, 11 percent of Americans move to a new home. About 3 million of those move across state lines, with professional movers handling about 800,000 moves annually. The summer months traditionally see the biggest surge of moving activity, with a recent report indicating about 38 percent of all moves in 2016 happened between June and August.

  29. Don’t Miss Out on These 4 Untapped Credit Card Benefits

    Don’t Miss Out on These 4 Untapped Credit Card Benefits

    CreditSoup Staff June 27, 2017  •  4 Minute Read

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    By the time most people are old enough to open a credit card, they’ve undoubtedly heard countless cautionary tales of friends and family members who dug themselves into debt, faced hefty interest rates after not reading the fine print, or destroyed their credit scores with a few poor decisions.

  30. Making Sense Of Your Credit Score

    Making Sense Of Your Credit Score

    CreditSoup Staff June 1, 2017  •  1 Minute Read

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    Several factors influence a credit score and how the score is determined. The higher the credit score the better chance the consumer will have to be approved for lower interest loans and prime credit cards. Along with approval odds, your credit score may have a factor in whether you are hired for your dream job or utility rates for cable, internet, etc. In this infographic, you’ll find a rundown of the different aspects that make up your credit score and how you can improve your score. Read on

  31. 4 Signs a Credit Card Offer Is Too Good to Be True

    4 Signs a Credit Card Offer Is Too Good to Be True

    CreditSoup Staff May 25, 2017  •  4 Minute Read

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    Credit card offers are everywhere. Boot up your computer, type "credit card" into your favorite search engine, and you'll be inundated with hundreds (if not thousands) of options. Some cards are objectively better than others, but how do you spot the truly terrible ones?

  32. How to Boost Your Odds of Credit Card Approval

    How to Boost Your Odds of Credit Card Approval

    CreditSoup Staff May 18, 2017  •  4 Minute Read

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    Finding a credit card that's a good fit for your lifestyle is hard enough, but getting approval can seem like an impossible challenge. Rejection is never fun, and it's particularly painful to be rejected because of something as personal as your financial history.

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Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.

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