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Capital One Platinum Secured Credit Card

Capital One Platinum Secured Credit Card
Check Pre-Approval
Rates & Fees
Annual Fee
$0
Minimum Deposit
$49, $99 or $200
Regular APR
29.99% (Variable)
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Foreign Trans Fee
None
Product Type
ConsumerCard
Advertiser Disclosure

Offer Overview

  • No annual or hidden fees. See if you're approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

At a Glance

The Capital One Platinum Secured Credit Card is a great alternative for someone with less than perfect credit who is looking to build their credit score.

Pros

If you're looking for a secured credit card to help you start building your credit, this might be the perfect card for you! Along with no annual fee, you can sign up for free enrollment in online tools to help you track your credit. Once you have established a positive payment history and credit worthiness, you can earn opportunities to access a higher credit line.

Cons

A security deposit is required for this card.

Editorial Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Also see Advertiser Disclosure.

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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