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Capital One Spark Miles for Business

Capital One Spark Miles for Business
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Rates & Fees
Annual Fee
$0 intro for first year; $95 after that
Foreign Trans Fee
None
Regular APR
25.74% (Variable)
Product Type
BusinessCard
Credit Recommended
Excellent, Good
Intro Rewards Bonus
50000 Miles once you spend $4,500 on purchases within 3 months from account opening
Advertiser Disclosure

Offer Overview

  • Travel & Emergency Assistance* - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
  • Extended Warranty Protection* - Automatically extends the original manufacturer's warranty on eligible purchases made with this card
  • Mastercard Business Assistant* - Available 24/7 this service can help you with entertainment, dining, travel and even finding the perfect gift
  • MasterRental® Insurance* - Use your card to
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No Foreign Transaction Fees - You won’t pay a transaction fee when making a purchase outside of the United States
  • With Capital One's 1:1 miles transfer tier, it's like Spark Miles cardholders are earning 2 travel loyalty points per dollar spent if they transfer their miles to select partner programs
  • Capital One miles will now transfer at a 1:1 ratio to almost all of Capital One's travel loyalty program partners
  • Miles can be transferred at a rate of 1 Spark Miles mile to 1 travel loyalty point to: Air Canada (Aeroplan), Air France KLM (Flying Blue), British Airways (Avios), Emirates Airlines (Emirates Skywards), Singapore Airlines (KrisFlyer), Turkish Airlines (Miles&Smiles), Aeromexico (Club Premier), Avianca (LifeMiles), Cathay Pacific (Asia Miles), Etihad (Etihad Guest), Finnair (Finnair Plus), Qantas (Qantas Frequent Flyer), TAP Air Portugal (TAP Miles&Go), Choice Hotels (Choice Privileges), Virgin (Virgin Red) and Wyndham Hotels & Resorts (Wyndham Rewards)
  • Miles can be transferred at a rate of 2 Spark Miles miles to 1.5 travel loyalty points: EVA Air (Infinity MileageLands)
  • Spark Miles miles can also be transferred at a rate of 2 Spark Miles miles to 1 travel loyalty points to: ALL - Accor Live Limitless; Customers will need to transfer a minimum of 1,000 Spark Miles miles at a time to travel loyalty programs and will need to transfer in 100-mile increments; Capital One miles typically post to the rewards account between 1-3 business days after pending transactions charge to your statement, which means Spark Miles miles cardholders don't need to wait until their statement closes to transfer miles to airline or hotel partners
  • Spark Miles customers can redeem their miles for any recent, travel-related purchase (such as vacation rentals, flights with any airline, hotels, rental cars, cruises, etc.)
  • Your miles won’t expire for the life of the account and no blackout dates, so travel when and how you want
  • With smart tools like price prediction, price matching and more, get Capital One Travel's best prices on thousands of flights, hotels and rental cars
  • Capital One Travel will tell you when to book your flight, then keep watching the price for up to 10 days. If it drops, you'll get up to $50 in travel credit to cover the difference
  • Enjoy access to Lifestyle Collection hotels and vacation rentals. Cardholders receive premium benefits when booking through Capital One Travel, such as a $50 experience credit to use during each stay, room upgrades, late checkout and early check-in, when available

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