Rewards Rate
Up To 10% Cash Back on Purchases + 1% on Payments^^
Credit Limit
$200-500
Credit Recommended
Fair
Regular APR
35.99%*
Cash Advance APR
35.99%*
Reports to Consumer Reporting Agencies
Monthly to all 3 major bureaus

Offer Overview

  • Earn Up To 10% Cash Back on everyday shopping with your First Access Card - Plus, another 1% back on payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Rebuild your credit and get rewarded with First Access.¹
  • Applying only takes a few minutes, and we will provide a credit response in 60 seconds or less.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ¹Account holders who pay their bill on time every month and keep their balance low relative to their credit line, may build or rebuilt their credit.
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See First Access Rewards Programs Terms & Conditions for details

At a Glance

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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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