Advice & Expertise Blog

  1. Should You Marry Someone with Bad Credit?

    Should You Marry Someone with Bad Credit?

    According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.

  2. Pros and Cons of Using a Personal Loan for Business Expenses

    Pros and Cons of Using a Personal Loan for Business Expenses

    If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.

  3. How Debt Consolidation Can Help You Save Money

    How Debt Consolidation Can Help You Save Money

    Overwhelmed with credit card debt? You’re not the only one. According to Experian, the average credit card balance is $6,194. Credit cards tend to have high interest rates — the Federal Reserve reported that the average APR is 16.97% — which can cause your balance to grow over time.

  4. 8 Cheap Summer Vacation Ideas with Kids

    8 Cheap Summer Vacation Ideas with Kids

    There are plenty of ways to make family memories without spending a bundle. If you’re angling for a summer vacation with kids that won’t blow your budget out the window, consider these low-cost and mid-tier vacation ideas.

  5. 3 Financing Options for Home Improvement Projects

    3 Financing Options for Home Improvement Projects

    Home improvement projects can improve the look of your home, boost its usability, and even increase its resale value. While it would be best to pay for those repairs or renovations with money from your savings account, most people don’t have enough money tucked away to cover the cost. That’s when home improvement loans can be a wise solution.

  6. New to Credit Oportun-ity!

    New to Credit Oportun-ity!

    If you are new to credit, or working to build up your credit this should be at the top of your list of cards to check out. Oportun® Visa® Credit Card, issued by WebBank, Member FDIC, provides customers with little to no credit history with an opportunity to access credit that traditional banks don’t offer. They are able to extend credit where others cannot through artificial intelligence that is able to see customers as much more than simply a credit score.

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