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GO2bank - The Ultimate Mobile Bank Account

GO2bank - The Ultimate Mobile Bank Account

GO2bank is the ultimate mobile bank account where you can build your credit with no annual fees (after making eligible direct deposits,) no credit check, and no impact to credit when you apply. They also automatically report to 3 credit bureaus and give you free access to your credit score powered by Equifax.

Features

Let’s check out what GO2bank has to offer:

    • Overdraft protection up to $200 with opt-in and eligible direct deposit*
    • No monthly fees with eligible direct deposit, otherwise $5 per month
    • Earn up to 7% cash back when you buy eGift Cards in the app
    • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
    • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*

App Rewards

The app unlocks the ultimate value where you can earn 7% instant cash back when you buy eGift Cards in the app and earn 2% cash back on Amazon eGift Cards bought in the app. Right from the app you are also able to pay your bills and even send a check to make a payment! You can also link a debit card or bank account and transfer money to your GO2bank account all from the app.

Image Name With GO2bank you can get your pay up to 2 days early, no monthly fees with eligible direct deposit (otherwise $5 a month,) and no hidden fees. They also offer overdraft protection up to $200 with opt-in and eligible direct deposits. How does the overdraft protection work? Set up and receive eligible direct deposits, opt in to overdraft protection and they will cover debit card purchase transactions that exceed your available balance. It really is that easy!

GO2bank helps you keep more of your money with no monthly fees (with eligible direct deposit,) no hidden fees, and no minimum balance required.

Security Matters

The GO2bank card was designed with your security in mind. The secure and intuitive mobile app gives you access to your money 24/7. They will also monitor your account and send you a text if they notice something suspicious. The mobile app also allows you to lock and unlock your card with a few taps to prevent new purchases.

GO2bank is a member FDIC bank and have been providing innovative solutions for 22 years. They have serves over 33 million consumers and are partnered with and trusted by some of the world largest brands including Intuit, Uber and Walmart. They are FSIC-insured up to $150,000 and offer banking products and services in nearly 10,000 retail stores nationwide.

GO2bank

Credit Recommended:
All Credit Types Considered
Credit Recommended:
All Credit Types Considered
Overdraft Protection
up to $200 with opt-in and eligible direct deposits
Monthly Fee
No monthly fees with eligible direct deposit, otherwise $5 per month
Activation Fee
$0
Apply Now on the issuer’s secure website.
Direct Deposit Fee
$0
ATM Fee
$0 In-network withdrawal & balance inquiry, $3 Out-of-network withdrawal, $0.50 Out-of-network balance inquiry.
Credit Recommended
All Credit Types Considered

Highlights

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
See additional details for GO2bank

*Terms and conditions apply. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Overdraft fees may apply. Click Apply Now to learn more.

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