6 Most Simple Travel Rewards Credit Cards

Have you ever read the terms and conditions of a frequent flyer program? These documents were clearly written by teams of lawyers, and sometimes you almost have to be a lawyer to figure out how to redeem your miles. If you’re fed up with trying to decipher these complicated “reward” programs, then perhaps it’s time you reconsider how you earn your rewards and which credit card you use.

Here are six of the most simple travel reward credit cards you can get:

1. Barclaycard Arrival Plus® World Elite Mastercard®.This card offers double miles on all purchases, and you can redeem your miles for one cent each towards for any travel expense. You just book the travel you want, any way you want, and then redeem your miles for statement credits. You also get 5% of your miles back each time you redeem them. New cardholders can earn 70,000 bonus miles after spending $5,000 within 90 days of account opening. The annual fee is $89, but is waived the first year.

2. Capital One Venture Rewards Credit Card. Here’s another card that gives you double miles on all purchases, with miles that are worth one cent each as statement credits towards any travel purchase. Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. There’s a $95 annual fee for this card.

Rate & Fees *Information for this card is not reviewed by or provided by Capital One

3. Discover it® Miles. This version of the popular Discover it® card offers you 1.5x miles for every dollar spent on all purchases, and you can redeem your miles for one cent each towards travel statement credits, merchandise, gift cards or just cash back. At the end of your account’s first year, Discover® will match ALL the Miles you've earned automatically. There’s no annual fee for this card.

4. Rapid Rewards® Plus Credit Card This card offers you points in the Southwest Airlines Rapid Rewards frequent flyer program, but it’s one of the most simple ways to earn a free flight. First, earn 40,000 points after you spend $1,000 on purchases in the first 3 months. You then earn 2 points per $1 spent on Southwest® purchases. You'll also earn 1 point per $1 spent on all other purchases. There’s a $69 annual fee for this card, and you receive a 3,000 bonus points after your Cardmember anniversary.

5. Wyndham Rewards card from Barclaycard. Wyndham Rewards is one of the simplest and best hotel loyalty programs, with free nights beginning at 7,500 points. This card offers new applicants 15,000 bonus points after your first transaction, and 3 points per $1 in eligible Wyndham purchases, 2 points per $1 in eligible gas, utility and grocery purchases and 1 point per $1 in all other spending. There is no annual fee with the Wyndham Rewards Visa card.

6. Bank of America® Business Advantage Travel Rewards World Mastercard® credit card. (Offer Expired) This major retail bank offers this card with a simple rewards formula. You Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire. You also earn 30,000 bonus points, worth $300 in travel purchases, when you spend $3,000 on your card within 90 days of account opening. If you're a Business Advantage Relationship Rewards client, you could increase that bonus to 25% - 75%. There’s no annual fee for this card.