Advice & Expertise Blog

Banking & Investing

1. 

   The Key Benefits of a 401(k) for Retirement Planning

   Amanda Peterson November 5, 2024  •  1 Minute Read

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   Discover the benefits of a 401(k) plan, including tax advantages, employer matching, and easy portability when changing jobs. Learn how a 401(k) can build a strong foundation for retirement savings with potential for growth and reliable income.

2. 

   Ingenious Ways to Save Money

   Amanda Peterson October 8, 2024  •  1 Minute Read

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   From buying generic, to reducing your energy usage, if you're looking for simple but effective ways to save, CreditSoup has 6 smart, ingenious ways to help you keep more money in your pocket.

3. 

   Compare Account Fees - Choose a bank account with minimal fees.

   Amanda Peterson June 19, 2024  •  2 Minute Read

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   Banks often charge various fees for services, and those fees can add up over time. Save up to $24 per month by shopping around for a cheaper bank account! CreditSoup tells you how.

4. 

   Shave Years Off Your Mortgage with This Simple Trick

   Amanda Peterson May 29, 2024  •  2 Minute Read

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   Save big on your mortgage! Learn how making just one extra payment a year can shave years off your loan and save you thousands. CreditSoup breaks it down in this article.

5. 

   The Young Adults Guide to Finance

   CreditSoup Staff April 9, 2024  •  8 Minute Read

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   Growing up is inherently unnerving. Money, however, doesn't have to be the scary monster that many people think. CreditSoup has all the details from money management to investments here, in this article from the CreditSoup.com blog.

6. 

   Financial Literacy - The Inside Scoop To Financial Freedom

   Amanda Peterson March 28, 2024  •  1 Minute Read

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   Unlock your financial potential! CreditSoup explains why financial literacy is key to managing money, reaching financial goals, and reducing stress. Free tips & resources!

7. 

   Follow These 9 Female Financial Influencers in 2024

   Johnny Monroe March 7, 2024  •  5 Minute Read

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   In 2024, these nine female financial influencers are leading the charge, empowering their followers with the knowledge and tools needed to achieve financial freedom. CreditSoup lists them here.

8. 

   Wise Spend Hack: Use ATMs Wisely

   Amanda Peterson March 6, 2024  •  1 Minute Read

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   CreditSoup's Wise Spend Wednesday is to use those ATMs wisely. Keep your hard-earned cash where it belongs by using in-network cash machines.

9. 

   8 Financial Resolutions for a Prosperous Year

   Amanda Peterson January 9, 2024  •  2 Minute Read

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   New Year’s resolutions are a popular way to set fresh goals, especially when it comes to improving your financial health. CreditSoup offers 8 financial resolutions for a prosperous new year!

10. 

    Enjoy More Variety with Venmo

    Erin Benson November 13, 2023  •  3 Minute Read

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    Venmo was built for its users to send and request money from other users, but now you can use Venmo to pay for goods and services. That’s right, Venmo now offers a Credit Card. The new Venmo Credit Card lets you earn custom cash back to send, spend or even to auto-purchase the crypto of your choice from your Venmo account. Read more about it here, on our CreditSoup blog!

11. 

    Thrifty Tip: Take Full Advantage of Your 401(k) Employer Match

    Amanda Peterson November 9, 2023  •  2 Minute Read

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    Employer 401(k) matching is a game-changer when it comes to boosting your retirement funds. By contributing enough to grab that full match, you're securing extra cash for your future self. CreditSoup breaks it down.

12. 

    What Is A 401(k) and How It Works

    Amanda Peterson November 6, 2023  •  3 Minute Read

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    You've probably come across the term "401(k)" . But what is it, and is it really necessary? CreditSoup breaks it down for you and answers the questions of what is 401(k) and do I really need it?

13. 

    Finance Hack: Prioritize Cutting Expenses

    Amanda Peterson October 12, 2023  •  2 Minute Read

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    You need to take charge of your finances, but where to start? CreditSoup has a finance hack that you must prioritize - cutting your expenses. Here are 5 reasons why expense reduction matters most!

14. 

    10 Ways to Save Money

    Kat Tretina October 9, 2023  •  4 Minute Read

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    October 12th is National Savings Day and it’s the perfect time to get your financial life in order. If you’re looking to boost your savings or pay down debt, it’s important to take action and come up with a plan so you can meet your goals.

15. 

    5 Reasons Why You Should Never Take a 401(k) Loan

    Kat Tretina October 28, 2022  •  3 Minute Read

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    When you need cash for a downpayment on a home or when you hit a financial emergency, your retirement nest egg can look pretty appealing. You might have thousands stashed away in a 401(k), so when you need money quickly, taking a loan from your own account can be tempting.

16. 

    What is Blockchain?

    Erin Benson June 11, 2021  •  2 Minute Read

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    Blockchain has been around since the early 1990’s, so why has no one heard of it until recently? That is all thanks to Bitcoin.

17. 

    Crypto Investing Apps

    Erin Benson June 11, 2021  •  2 Minute Read

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    Investing can always be risky, but investing into a decentralized digital currency takes risky to a whole new level. Right now, more than 10,000 different Cryptocurrencies are traded publicly. The total value of all Cryptocurrencies in May was more than $1.7 trillion, which is actually down from April where the market topped $2 trillion in value for the first time.

18. 

    What is Cryptocurrency?

    Erin Benson June 10, 2021  •  1 Minute Read

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    Cryptocurrency or “Crypto” is a digital currency that can be used to buy goods and services. It uses an online ledger with strong cryptography to secure online transactions.

19. 

    Why You Need to Switch to Online Banking

    Kat Tretina December 28, 2018  •  2 Minute Read

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    When it comes to banking, it’s easy to stick with what’s comfortable. You likely signed up for a bank account with a local branch while you were a teenager — if not younger. If you’re like many, you probably are still with that same bank, even though your finances have changed.

20. 

    Should You Save or Invest?

    Kat Tretina May 11, 2018  •  2 Minute Read

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    You have heard it all before: “You need an emergency fund,” “You need to save for retirement,” “You have to invest.” But when you have debt and a tight budget, figuring out how to accomplish these goals can be challenging. To come up with a plan that works for you, follow these five steps.

21. 

    A New Employee’s Guide to Retirement Plans

    Kat Tretina March 29, 2018  •  3 Minute Read

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    When you get your packet on retirement plans, going through all of the information can feel like learning a new language. Keep in mind, the earlier you start contributing, the more you’ll have for retirement. To help give you a boost, read on to learn more about the options that are available to you.

22. 

    Bank Bonus “Gotchas” to Watch Out For

    Holly Johnson March 20, 2018  •  4 Minute Read

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    As you explore bank bonus offers and decide which one to sign up for, it’s crucial to read the fine print so you can avoid the biggest gotchas and pitfalls. Learn more about these 5 fine print details you should absolutely be aware of.

23. 

    When Is it Time to Take Out a Business Loan for Your Side Gig?

    Kat Tretina January 26, 2018  •  3 Minute Read

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    When your side gig takes off, it's not uncommon to hit a wall. You've expanded your small business to its capacity with the supplies, space and inventory you have now. To make it go further, you need more money. Here are three ways to know it’s time to add more capital to your business, and where to go to find it.

24. 

    Should I Invest in Cryptocurrency?

    Kat Tretina January 17, 2018  •  3 Minute Read

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    But just because an investment is trending doesn’t mean it’s for everyone. To help you decide if it’s right for you, let’s explore what cryptocurrencies are, the three major types and where to invest. We’ll also discuss some of the pitfalls that are unavoidable with these investments.

25. 

    Why Roth IRAs Are the Perfect Retirement Tool for New Grads

    Kat Tretina September 11, 2017  •  3 Minute Read

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    When you have student loans, rent and an entry-level salary, saving for retirement is probably the last thing on your mind. However, it’s important for your future. Studies have found again and again that Americans are unprepared for retirement. That means it’s likely that many could be in desperate straits when they are older. Starting to save now, when you’re young and time is on your side, can ensure you’re comfortable throughout your lifetime.

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