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Why Lowering Your Expenses Should Be Your #1 Financial Goal This Year

Holly Johnson August 20, 2022 • 4 Minute Read
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Lowering your expenses isn’t always easy. To really cut your spending, you may need to take some uncomfortable steps in your life – steps like using a budget for the first time, giving up expensive hobbies like going to bars or dining out, and avoiding situations where you’re tempted to spend.
Open A Free Bank Account

Amanda Peterson August 17, 2022 • 1 Minute Read
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Banks often charge monthly fees just to maintain your checking account. But that doesn’t mean it’s impossible to sign up for a free checking account that can save you a few bucks! CreditSoup lists 7 banks that offer such.
How Does Your Credit Score Measure Up?

Kat Tretina August 15, 2022 • 3 Minute Read
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You’ve probably heard from your parents and teachers that a good credit score is important. But what is good credit for your age and how do you get there? Find out what the average credit score is for each age group and what you can do to improve your score.
Wash Clothes in Cold Water

Amanda Peterson August 12, 2022 • 1 Minute Read
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Hot water requires much more energy per load. Washing your clothes in cold water each time could save you money!
How to Get a Great Rate on a Car Loan

Kat Tretina August 9, 2022 • 4 Minute Read
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You can save money on your new car by shopping around for a car loan before you buy one. If you’re planning on buying a vehicle, follow these steps to get the best deal.
5 Ways to Sidestep Common Credit Card Blunders

Kirsten Thuringer August 8, 2022 • 4 Minute Read
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Credit cards can seem like the solution to all of life's financial problems. Can't afford to pay the electric bill this month? Charge it to your credit card and worry about it later! Want to go on a $5,000 trip to Italy, but don't have the cash? That's what credit cards are for, right?
Getting a Perfect Score: Is an 850 FICO Even Possible?

Kat Tretina August 5, 2022 • 5 Minute Read
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Your FICO score is determined by completing a complex calculation of your entire credit history, broken down into an easy-to-understand three-digit number. The higher your FICO score, the more creditworthy you are.
5 Ways to Use Rewards for a Last-Minute Fall Getaway

CreditSoup Staff August 4, 2022 • 4 Minute Read
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Fall is often an excellent time to plan a last-minute getaway. Not only is it off-peak travel season for many destinations around the world, but the weather can be wonderful, too. The Southern United States still features excellent temperatures, and the water along Florida’s beaches is still warm from the summer heat.
7 Tips for Staying Debt-Free

Kat Tretina August 4, 2022 • 3 Minute Read
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Being debt-free gives you more financial freedom, allowing you to pursue other goals without the weight of interest charges and monthly payments on your shoulders. To keep yourself from ending up in debt again, use these tips and regularly review your finances.