Articles - CreditSoup.com Blog

Advertiser Disclosure

Christmas in July: How to Prepare Now for the Holiday Season

Kat Tretina July 5, 2018 • 3 Minute Read
Read On

It might be summer now, but the holidays are just around the corner. If the idea of shopping for Christmas gifts stresses you out, you’re not alone. To get your finances in order before the holiday season, follow this five-step plan
How to Raise Your Credit Score When You Can’t Get a Credit Card

Holly Johnson June 29, 2018 • 4 Minute Read
Read On

You may not be approved for a new credit card if your credit profile is thin or you have negative marks on your credit report, after all. Still, you’ll want to take steps to improve your credit whether you can get a new credit card or not. Here are four strategies that can make the biggest impact in the shortest amount of time.
6 Apps That Will Help You Save at the Gas Pump

Kat Tretina June 27, 2018 • 3 Minute Read
Read On

With all of the gorgeous weather after a brutal winter, many people are dreaming of trips to the beach or lounging by the pool. However, the cost of gasoline you use to get to your destination can be hard on your wallet. Check out our top favorite apps to save money at the pump.
5 Ways to Pay for Home Improvements

Kat Tretina June 26, 2018 • 4 Minute Read
Read On

Whether you’ve lived in your home for a long time or you just moved in, you might be making plans to start doing some renovations. Maybe you’d like to update the kitchen or finish the basement. As you consider each, think about your financial situation and how you will pay for it.
6 Commonly Overlooked Steps When Dealing with Identity Theft

Kat Tretina June 21, 2018 • 3 Minute Read
Read On

When you find out that someone has stolen your credit card or used your name to take out a loan, you probably know to contact your card company or the lender to dispute the charges. However, just changing your card numbers isn’t enough to protect you.
4 Ways to Score Frugal Travel While You Pay Down Debt

Holly Johnson June 18, 2018 • 4 Minute Read
Read On

If you’re struggling with debt and know it will take you years to pay off, you’re not alone. You can travel frugally while you’re young and pay down debt, but you’ll need to avoid some pitfalls along the way. Here are 4 strategies you can use to see the world while you still can — without avoiding your responsibilities.
Half of Americans Received No Education on Credit Cards; That’s a Problem

Kat Tretina June 14, 2018 • 4 Minute Read
Read On

If you juggle multiple credit cards and carry a balance, you’re not alone. According to Student Loan Hero, cardholders in the United States have $5,234 in credit card debt, on average. Millions of people have credit card debt, making it one of the most serious financial issues affecting individuals.
How to Furnish a New Apartment for $1,000 or Less

Kat Tretina June 13, 2018 • 5 Minute Read
Read On

When I moved into my first apartment, I was working for a non-profit and making very little money. If you’re like me and struggling to furnish your apartment on a budget, find out how you can do so for under $1,000.
Can a Credit Card Actually Help Me Pay Off Debt?

Holly Johnson June 12, 2018 • 4 Minute Read
Read On

If you’re drowning in debt and struggling to find a way out, you may believe a new credit card is the last thing you need. While you are likely right when it comes to traditional cards, there is one type of card that could actually make paying down debt easier.