Articles - CreditSoup.com Blog

Advertiser Disclosure

Affected By Equifax’s Data Breach? Here’s What to Do Now

Kat Tretina September 8, 2017 • 3 Minute Read
Read On

On Thursday, credit reporting agency Equifax announced that a cyber security attack on their systems occurred. The company says that the data breach exposed customers’ personal information, including names, addresses, Social Security numbers and even driver’s license numbers. They also got a hold of thousands of credit card numbers.
Yes, You Can Book All-Inclusive Vacations with Credit Card Rewards

Holly Johnson September 7, 2017 • 5 Minute Read
Read On

According to a recent survey from Allianz Travel Insurance, the average American may be spending more money on vacation than ever before - approximately $1,798 on average as of 2016. That’s a lot of dough to spend on travel, yet 50 percent of respondents to the Allianz study said they were confident they could pull it off.
New Job? Here’s How to Select a Healthcare Plan

Kat Tretina September 6, 2017 • 3 Minute Read
Read On

Starting a new job can be exciting, but it’s also easy to feel stressed out by meeting your new team and completing all of the necessary paperwork. When your employer hands you the information on your health insurance options, you might be tempted to just pick the cheapest plan and move on. But doing so can end up costing you in hefty medical bills later on.
How to Execute a Balance Transfer – and Actually Save Money

Holly Johnson September 5, 2017 • 5 Minute Read
Read On

If you have high interest credit card debt, personal loan debt, or other mounting bills, a balance transfer credit card could be the answer to your prayers. Once you qualify for a balance transfer credit card, you can score 0 percent APR on transferred balances for anywhere from 12 – 21 months. Best of all, some balance transfer credit cards offer low fees or even no fees to consumers who qualify.
How to Break the Paycheck to Paycheck Cycle

Kat Tretina August 31, 2017 • 4 Minute Read
Read On

A staggering 49 percent of Americans are living paycheck to paycheck, meaning they have no savings. They’re completely reliant on the next payday to manage their expenses; if a paycheck is late, or an unexpected emergency comes up, they have no way to handle it.
What to do with your Chase Sapphire Preferred® Card

Jason Steele August 30, 2017 • 4 Minute Read
Read On

For several years, the Chase Sapphire Preferred® Card was one of the best travel reward credit cards. It offers double Ultimate Rewards points on all travel and dining purchases, and your rewards could be transferred to miles with seven airlines or points with four hotel programs. You can also redeem points for 1.25 cents each towards travel reservations made through Chase.
5 Lessons You Can Learn From a Bad Entry-Level Job

Kat Tretina August 28, 2017 • 4 Minute Read
Read On

When I graduated from school, I worked for a small, privately-owned business. And it was awful. I was supposed to be a writer, but they insisted I also act as the janitor, cleaning the bathroom and storage areas. The owner literally screamed a lot and relished employees’ tears. It was a terrible experience, and I was miserable. However, I did learn a lot from that short period of employment. Those lessons helped me later in my career.
Can Credit Cards Help You Become More Charitable?

Holly Johnson August 25, 2017 • 5 Minute Read
Read On

When it comes to credit cards, there are too many options to count. From cash-back rewards cards that let you earn rewards to balance transfer cards that help you save money on interest, there’s a card type to suit everyone regardless of their credit needs. And yes, that includes credit cards that can help you become more charitable. Believe it or not, some card issuers and programs make it easy to donate cash-back or miles instead of keeping your rewards for yourself.
How to Create a Sustainable Budget

Kirsten Thuringer August 22, 2017 • 4 Minute Read
Read On

Whether you’re talking about the environment, energy, or food, sustainability has become a hot topic. But for all this talk about creating a sustainable society, people rarely apply the concept to household budgeting. We have somehow forgotten its place in fiscal management.