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6 Ways to Build Your Credit History

Kat Tretina May 26, 2022 • 5 Minute Read
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When I graduated from college, apartment shopping was a nightmare. I had a good job, a decent entry-level salary and I was only looking for a small studio, yet I couldn’t get approved on my own. Because I had been starkly anti-debt and never had a credit card or car loan, I had something worse than a low credit score - I had no credit at all.
Stop Using Paper Towels

Amanda Peterson May 20, 2022 • 1 Minute Read
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CreditSoup's #FrugalFriday: Using hand towels & dish rags instead of throw-away, single use paper towels is not only good for the bank account, it's also great for the environment! Depending on the brand you prefer, that's an average SAVINGS of $10-$30/mo or up to $300/year!
5 Best Places for a Summer Road Trip

Kat Tretina May 20, 2022 • 3 Minute Read
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Summer is almost here, and you're contemplating a vacation. But, you don’t need to spend a ton of money on hotels or airline tickets. You can have an epic journey with family or friends with a summer road trip. CreditSoup has 5 ideas on where to go this summer!
Walk or Ride A Bike If Possible

Amanda Peterson May 12, 2022 • 1 Minute Read
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Today's Thrifty Thursday is more useful than ever, given the state of fuel prices! Weather is warming up, and if you live close enough to work, consider walking or riding bike.
Should You Marry Someone with Bad Credit?

Holly Johnson May 12, 2022 • 5 Minute Read
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According to recent studies, a little over half of Americans said they would not marry someone who has “bad” credit, or an extremely poor credit score. Funny enough, consumers seem to have a brighter outlook when it comes to credit card debt.
Pros and Cons of Using a Personal Loan for Business Expenses

Kat Tretina May 5, 2022 • 3 Minute Read
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If you dream of starting a business or want to expand your side hustle, finding the money you need to make your goals a reality can be difficult. Most business loan lenders require you to be in operation for several years before you can qualify for a loan; if your business is new, you won’t be eligible for a loan.
How Debt Consolidation Can Help You Save Money

Kat Tretina April 30, 2022 • 3 Minute Read
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Overwhelmed with credit card debt? You’re not the only one. According to Experian, the average credit card balance is $6,194. Credit cards tend to have high interest rates — the Federal Reserve reported that the average APR is 16.97% — which can cause your balance to grow over time.
Sell Items You Don't Use or Need

Amanda Peterson April 28, 2022 • 2 Minute Read
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If you have some things you really don't use or need, sell them for instant profit! Use those funds to pay down existing debt and build your credit!
When Life Gives You Lemons, Get a Personal Loan

Chelsea Denning April 20, 2022 • 3 Minute Read
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In the past, personal online loans developed a bad rep for extremely high interest rates. Over the years, many companies have disrupted the personal loan space with cheap loan options. The rates have become so competitive that some people prefer unsecured loans over traditional options. Here’s why.