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What’s the Best Way to Avoid Bank Overdraft Fees?

Holly Johnson October 1, 2018 • 5 Minute Read
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When it comes to choosing a bank, there are several ways to keep costs at a minimum while scoring valuable benefits. You can opt for a bank that offers free checking, high interest savings account options, or online banking perks that make paying bills or making deposits easy, for example.
Personal Debt Management Tips | Managing Short-Term Debt

CreditSoup Staff September 27, 2018 • 3 Minute Read
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At some point in your life you with experience a situation that will require you to take on unexpected debt, but taking on this new debt doesn’t have to alter your way of life or affect your credit negatively. Follow these simple tips to effectively manage your short-term personal debt.
How to Get 800 Credit Score in Your 20’s

Kat Tretina September 25, 2018 • 3 Minute Read
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If you want to achieve financial success at a young age, one of the best places to start is with your credit score. Your credit affects everything from the interest rate you get on a loan to whether or not you’ll land your dream job. Taking the time now to boost your score and reach 800 or higher will help you achieve your financial goals.
What is a Good Credit Score?

Holly Johnson September 20, 2018 • 5 Minute Read
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Like it or not, your credit score may play a bigger role in your life — and your lifestyle — than you think. It all starts with knowing what a good credit score is and the steps you can take to achieve this milestone. Keep reading to learn more about credit score ranges and how to improve your score over the long haul.
What is the FIRE movement all about?

Kat Tretina September 18, 2018 • 3 Minute Read
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If you spend any time reading personal finance blogs, you’ve likely heard of the FIRE movement. FIRE stands for, Financially Independent, Retire Early. It’s a movement that’s gaining momentum and devout followers. But what is it exactly? Learn more now.
5 Little-Known Secrets of the Amex Black Card

Kat Tretina September 11, 2018 • 3 Minute Read
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The American Express Centurion Card — commonly referred to as the Black Card — is one of the most exclusive cards out there. Celebrities and musicians commonly talk about having one or wanting to have one; it’s a sign you’ve made it in the social circles of the rich and famous. But, is it really worth the hype?
Things to Consider When Buying Your First Home

Kat Tretina September 7, 2018 • 3 Minute Read
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Deciding to buy a home is a huge decision, and signals the next chapter of your adult life. You give up the sometimes nomadic existence of an apartment-dweller, put down real roots, and settle down. It can be a big transition. Before buying a home, ask yourself these five questions.
FICO vs. VantageScore: What’s the Difference?

Holly Johnson September 6, 2018 • 4 Minute Read
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Your credit score is an important measure of your overall credit health that can help — or stand in the way of — myriad financial goals. Although it isn't necessarily easy to understand, there are similarities to both your FICO score and VantageScore. Learn more now about each of these factors and what you can do to help improve your scores.
Best Credit Cards for Bad Credit

Kat Tretina August 31, 2018 • 4 Minute Read
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When you have trouble paying the bills each month, it’s easy to fall behind. But missing just a few payments can cause your credit score to go down, a massive problem millions of people face each year.