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Pros and Cons of Debt Consolidation Loans

Kat Tretina February 1, 2023 • 3 Minute Read
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If you’re determined to pay off your debt as quickly as possible, taking out a debt consolidation loan can make a lot of sense. Here’s what you need to know about the pros and cons of this strategy.
Everything You Should Know About Your First Credit Card

Amanda Peterson January 31, 2023 • 3 Minute Read
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Applying for your first credit card can be very exciting but it is also a very important first step is creating a solid financial future. Here’s everything you need to know about applying for your first credit card.
Frugal Hack: Adjust Your Thermostat

Amanda Peterson January 27, 2023 • 1 Minute Read
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This week's Frugal Friday tends to be a daily struggle for some households. How warm or cold to keep the house. Keeping your home a few degrees cooler in the winter or even a few degrees warmer in the summer helps your heating & cooling systems from being overworked. This in turn, saves you more money on energy costs each month!
The Best Balance Transfer Cards for 2023

Amanda Peterson January 27, 2023 • 4 Minute Read
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The average American has $5,525 in credit card debt and with rapidly increasing interest rates, your balance can quickly sneak up on you. Here are 4 of the best Balance Transfer Cards for 2023!
Using a Personal Loan for Medical Procedures

Kat Tretina January 23, 2023 • 3 Minute Read
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Medical loans are a form of a personal loan. They’re specifically designed to pay for medical expenses, including essential or elective procedures. They’re unsecured, meaning you don’t have to put up any property as collateral, and they can even be used to cover the cost of your deductible or out-of-network fees.
11 Gas Apps to Save on Fuel Cost

Amanda Peterson January 19, 2023 • 3 Minute Read
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This week's Thrifty Thursday covers the cost savings of using a fuel saver or gas app on your phone. Whether it be a specific fuel saver, rewards credit card, or even an app on your phone, using some sort of application to save money on your daily commute definitely has its benefits. CreditSoup breaks it down for you here in our weekly Thrifty Thursday tip on saving money.
Why You Need a Credit Card After Declaring Bankruptcy

Kat Tretina January 19, 2023 • 3 Minute Read
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When you declare bankruptcy, your credit score and report can be ruined, and it will remain on your credit report for seven to 10 years. However, that doesn’t mean you’re stuck with bad credit for a decade. You can start rebuilding your credit right away. Check out these tips to get you back on track.
4 Ways to Pay Down Debt

Amanda Peterson January 11, 2023 • 3 Minute Read
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I'm sure you're probably overwhelmed by now and wondering "where do I even start?" to get rid of that credit card debt. Fortunately, CreditSoup has 4 ways to begin paying down that debt.
To Spend, or Not to Spend, Your Tax Return?

Camie Sims January 9, 2023 • 1 Minute Read
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It’s not Christmas but it can feel like it with the sum of money we look forward to – the tax return. Be smart about that hard earned money!