Advice & Expertise Blog

Articles tagged #Credit

  1. Cosigner vs. Authorized User: Which Do You Need?

    Cosigner vs. Authorized User: Which Do You Need?

    Although complex, the ins and outs of consumer credit aren’t actually that hard to understand. Unfortunately, the vast amount of lingo and jargon inherent in finance can often make it feel as though you’re trying to put together a puzzle without all the pieces.

  2. A Reliable Way to Build Credit Without A Credit Card

    A Reliable Way to Build Credit Without A Credit Card

    If you are one of the millions of Americans with less than great credit, you probably have been denied for a loan or credit card, paid higher interest rates if you received credit, or had trouble renting an apartment or home because of your low credit score. With a Credit Strong account, consumers can build credit by setting aside savings.

  3. 5 Ways Credit Cards Can Impact Your FICO scores

    5 Ways Credit Cards Can Impact Your FICO scores

    Credit cards play a big role in establishing your credit score. If used wisely, credit cards can positively impact your credit. But, at the same time, credit card mistakes can be costly in the form of a damaged credit report.

  4. Credit Monitoring vs. Credit Freezes: Which Offers More Protection?

    Credit Monitoring vs. Credit Freezes: Which Offers More Protection?

    If you’re worried about identity theft, it’s essential that you take measures to protect your credit. Two options to consider are credit monitoring and placing a credit freeze on your accounts. While both approaches offer extra security, they’re not interchangeable and they each have their own drawbacks and benefits.

  5. Worried About Your Identity? Now You Can Freeze Your Credit for Free

    Worried About Your Identity? Now You Can Freeze Your Credit for Free

    While many people have kept an eye on their credit by signing up for free credit monitoring or paying for an identity protection service like LifeLock, there has been another option on the table for some time now — freezing your credit. Through a credit freeze, Americans have had the opportunity to stall their credit and make it unavailable to anyone who tries to open an account in their name.

  6. 5 Ways to Protect Your Credit When Traveling

    5 Ways to Protect Your Credit When Traveling

    If you’re planning on traveling this summer, your credit cards are essential. You’ll need one to do everything from checking into a hotel to renting a car. While credit card theft and fraudulent charges are always a risk, it isn’t as big of a deal when you’re home. You can quickly cancel the cards, and your credit card company will send you new ones right away.

  7. 6 Credit Myths That Won’t Go Away

    6 Credit Myths That Won’t Go Away

    Do you find your credit score and credit reports to be a little bit mysterious? If so, then you’re not alone. The companies that create credit scores use secret formulas, and everyone else is left to guess what’s in it. Furthermore, there are many aspects of credit scores that are counterintuitive and seem to defy common sense. As a result, there are plenty of myths that have persisted about credit and credit scores.

  8. Credit Tips from CreditSoup

    Credit Tips from CreditSoup

    CreditSoup will inform you of money saving tips, ways to improve your credit, which credit cards will provide the best rewards options, which insurance provider has the best auto insurance rates, etc...


Editorial Disclaimer: Information in these articles is brought to you by CreditSoup. Banks, issuers, and credit card companies mentioned in the articles do not endorse or guarantee, and are not responsible for, the contents of the articles. The information is accurate to the best of our knowledge when posted; however, all credit card information is presented without warranty. Please check the issuer’s website for the most current information.


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Editor’s Rating

Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Card ratings may vary by category as the same card may receive a different rating based on that category.

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